RJ Hamster
You Work Hard for Your Money
AN OXFORD CLUB PUBLICATION
Loyal reader since August 2025
SPONSORED
Elon Musk’s New AI Company Set to DOMINATE in Trump’s Second Term [VIDEO]
He built the world’s fastest car.
He sends starships to space faster and cheaper than NASA.
But what Elon is planning with his new AI company may be his biggest project yet.
And it could create fortunes for investors who make the right moves now.
EDITOR’S NOTE
Most people are taught to work for money.
A few learn how to make money work for them.
Warren Buffett made his second investment at age 13 – not by picking a flashy stock, but by putting money into a structure designed to generate cash flow.
Decades later, that same approach helped him build one of the greatest fortunes in history.
Oxford Club Chief Income Strategist Marc Lichtenfeld has spent years studying these same cash-flow structures – including royalty-style investments that don’t depend on perfect timing, rapid growth, or constant trading.
In a new presentation, Marc breaks down one specific opportunity built around this framework – what it is, how it works, and why income-focused investors pay close attention to it.
Click here to see how royalty-style income works – and whether it belongs in your portfolio.
– Nicole Labra, Senior Managing Editor
THE SHORTEST WAY TO A RICH LIFE
How Your Money Can Work Harder for You
Kristin Orman, Research Director, The Oxford Club
Most people are taught to earn and save, but almost no one is taught how to own cash flow.
For years, we’ve been told to be “responsible” with money.
Work hard, save your money, and park that cash in a bank account and let it grow.
But here’s the real story…
Traditional savings accounts aren’t designed to make you wealthy. They’re designed to make banks wealthy.
When you deposit your hard-earned money, the bank puts that money to work by loaning it out and collecting interest. They earn big profits doing this, and you get a tiny fraction of a percent each year.
That’s why legendary Shark Tank investor Kevin O’Leary once said, “I don’t want to work for money. I want money to work for me – while I sleep.”
The uber-rich understand this concept better than anyone.
They don’t focus on saving…
They focus on owning the cash flow behind the world’s biggest businesses.
Money That Keeps Working
Most people think about money in terms of effort.
How hard they work, how many hours they put in, and how long it takes to earn what they earn.
But after more than two decades on Wall Street, I’ve noticed something that that separates investors who struggle to build wealth from those who compound…
The biggest difference isn’t brainpower or timing.
It’s whether your wealth depends on your effort or on a system.
Let me explain…
SPONSORED
All the Energy You Need to Power Your Entire Life… Could Fit Inside This Single Soda Can.
Three Companies Set to See Enormous Profit Potential. Details Here.
The Quiet Power of Royalties
Royalties are one of the most common wealth generating tools in the world, but they don’t get talked about much.
But royalties are everywhere.
When you stream a song, the artist gets paid. They could assleep, in the shower, or even out shopping. It doesn’t matter. They still get paid.
When you eat at a franchise restaurant, there’s someone earning money without flipping burgers or bussing tables.
That’s because these people own the rights rather than doing the work.
That’s a royalty.
Royalties aren’t flashy, and they don’t rely on perfect timing or growth. They rely on activity.
You see, as long as something is used, sold, or licensed, money exchanges hands.
And that’s very different from earning income in a more traditional way.
The Appeal of Royalties
With royalties, instead of asking yourself, “will this company continue to grow?” You ask, “Will this activity keep happening?”
The shift matters and is a big reason why royalties are used so often by professional investors – even if they don’t actually use the word.
You’ve likely seen it happen on Shark Tank.
Circling back to Mr. O’Leary, he has said this many times, in various ways.”I don’t want equity. I want a royalty. I want to get paid first!”
Mr. Wonderful often structures his deals so that he receives a fixed cut of sales until he’s repaid, oftentimes, with a premium on top.
Why does he prefer this investment structure?
Because royalties:
- Don’t depend on an exit
- Don’t require perfect execution by the management team
- Create cash flow even if growth slows
O’Leary isn’t betting on the future. He’s buying a piece of what’s happening today.
But he’s not the only professional investor using royalties to generate cash flow. His strategy is also common in private equity and institutional finance.
The Difference Between Income and Ownership
Most of us earn money in one of two ways.
We work for it or wait for appreciation. That’s when we wait for the price of something we own, like stock, to go up.
Both have limits.
Work stops when you stop. An appreciation depends on someone else paying more later.
Royalties lie in a third category. They pay because the cycle is running. It doesn’t matter what the next trend is or the timing of the next cycle. And you don’t have to worry as much about where prices go.
As long as you’re collecting, you’re building wealth.
Royalties are pretty boring. You won’t find big moves in a single day or week, but, over time, they add up.
Investors must be patient.
Patience Can Be Profitable
Banks understand this, and their business model is one of the best examples of royalty-like thinking.
When you deposit money in your savings account, banks don’t just let it sit there. The bank puts that money to work through loans, assets, and investments.
The bank keeps your money safe and gives you convenience to access. In return, they keep the spread.
The money flows through them, so the banks earn the most.
But you don’t need to own a franchise or appear on Shark Tank to reap the benefits of royalty-style investing. You just need to understand the framework.
Once you see how the ownership of cash flow works, you’ll start to see opportunities that you would’ve ignored before.
The Oxford Club’s Chief Income Strategist Marc Lichtenfeld has spent years studying income-producing structures, including those built around royalties.
In his most recent research presentation, he breaks down one specific royalty-based opportunity. His presentation breaks down how it works, why it’s structured the way it is, and what investors should look at before deciding whether or not it belongs in their portfolio.
If you’ve ever wondered how wealth compounds quietly without constant trading or prediction, his work is worth reviewing. Check it out here.
Good investing,
KristinLeave a Comment
BUILD AND PROTECT YOUR WEALTH
This Gold Play Has Beaten Gold 10-To-1 for 25 Years – Find Out More.
Gold Forecast 2026: Understanding Trump’s Debt Strategy
Proof: New “One Ticker Payouts” (You Can Do This Weekly!)
This Stock Just Won the Super Bowl
MORE FROM LIBERTY THROUGH WEALTH
Why We Should Celebrate AI-Related Job Losses
Yet Another “Extinction Event” That Isn’t
Ask America’s Economist
Are the Banks Destroying Your Savings?
JOIN THE CONVERSATION
SPONSORED
Real Trade Demo:
Make this 9:30 a.m. ET trade (in minutes)
9:30 a.m. ET could be very special.
Americans have had an opportunity to make 100%, 200% and even 300% in just a few minutes.
Just like one Georgia trader did when he recently closed a MONSTER trade within 11 minutes of the opening bell.
He recorded a short video to demonstrate how this lucrative trade setup works.
You are receiving this email because you subscribed to Liberty Through Wealth.
Liberty Through Wealth is published by The Oxford Club.
Questions? Check out our FAQs. Trying to reach us? Contact us here.
Please do not reply to this email as it goes to an unmonitored inbox.
Privacy Policy | Whitelist Liberty Through Wealth | Unsubscribe
© 2026 The Oxford Club, LLC All Rights Reserved
The Oxford Club | 105 West Monument Street | Baltimore, MD 21201
North America: 866.237.0436 | International: +1.443.353.4540
Oxfordclub.com
Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation.
Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.
Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201.
Ref: 000142349377
