RJ Hamster
The $1.5M Retirement Lie
For decades, Wall Street and financial advisors have pushed the same message:
“If you want to retire, you’ll need at least $1.5 million saved.”
On paper, that sounds like security. But let’s do the math…
- $1.5M at a 4% withdrawal rate = ~$60,000/year
- Subtract taxes → maybe $45,000 in your pocket
- Factor in inflation → that “nest egg” buys less every year
And that’s assuming you ever reach $1.5M — which most hardworking Americans never do.
It’s a broken model. One that keeps people chasing a number, instead of chasing a skill.
The alternative is to build an income stream you can rely on now — without needing millions stashed away.
That’s what my Method is designed to do:
- Simple, structured trades
- Placed once a week
- With the goal of generating consistent weekly income, regardless of market direction
Instead of hoping a giant nest egg carries you through, this approach is about creating ongoing paychecks — income you can count on, week after week.
[See why weekly income beats the $1.5M myth →]

Featured News from MarketBeat Media
Atlassian Has Been Crushed—But the Setup Into Earnings Is Shifting
Reported by Sam Quirke. Publication Date: 1/24/2026.

At a Glance
- Atlassian has been aggressively sold to multi-year lows, despite generating its most revenue ever.
- The extreme pessimism has pushed momentum into oversold territory, but there are already signs of a reversal.
- With some analysts calling for as much as 75% upside from here, Atlassian looks like a diamond in the rough.
Shares of tech stock Atlassian Corp (NASDAQ: TEAM) are trading right around $130 after starting the year above $160. Considering the S&P 500 is up more than 1% over the same timeframe, it’s been a brutal start to the year for shareholders.
That may not be surprising: the stock is down more than 60% from a year ago and has just hit fresh multi-year lows. Atlassian was a serial laggard throughout 2025, and the weakness so far this month makes it the worst-performing large-cap stock of 2026 to date.
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On the surface, that kind of decline looks like a clear vote of no confidence and will be enough for many investors to steer clear. But for contrarian investors, this setup is worth a closer look. As we head into the back half of January, with Atlassian’s next earnings report due in less than two weeks, there are several reasons this could be a buying opportunity—here are the top three.
Reason #1: Wall Street Sees Upside in Atlassian Stock
One clear sign that sentiment may have diverged from fundamentals is the sell-side outlook. Over the past three weeks, multiple firms have reiterated Buy or equivalent ratings on Atlassian. Mizuho, which named the stock one of its favorite picks heading into 2026, recently issued an Outperform rating and a $225 price target. Citigroup made a similar move with a Buy rating and a $210 target, while Piper Sandler and BTIG Research also struck a bullish tone.
The common thread in these updates is that the market has become overly negative about the impact of AI agents and automation on Atlassian’s growth. Analysts generally agree that those concerns are being exaggerated; AI is more likely to enhance Atlassian’s platform than to erase its core value. With analysts calling for as much as 75% upside, the potential is hard to ignore—even if the chart looks grim.
Reason #2: Oversold Readings Suggest Atlassian Is Stabilizing
Technically, Atlassian’s chart looks battered, but it is starting to show signs of stabilization. Earlier this month, the stock’s relative strength index (RSI) fell as low as 19, putting it firmly in extremely oversold territory. Since then, the RSI has moved back above the sub-30 threshold and is trending higher—a classic sign that selling pressure is easing.
This week’s price action reinforces that view. Atlassian has rallied roughly 10% over the past three sessions, a notable shift after weeks of relentless selling. The stock is also trading near long-term support levels, roughly where sellers backed off three years ago. While it may be too early to call a full trend reversal, these signals often mark the transition from aggressive selling to consolidation.
Reason #3: Atlassian’s Fundamentals Still Look Solid
Perhaps the strongest counterargument to the market’s reaction is that Atlassian’s fundamentals remain intact. The company has regularly topped analyst expectations, and its most recent earnings report delivered record revenue—not the hallmark of a business in terminal decline.
There are also early signs that Atlassian’s own AI initiatives are gaining traction, which helps counter fears it will be left behind in an increasingly automated software landscape. Meanwhile, the stock’s valuation has improved significantly after a year of heavy selling, making it more attractive than it has been in recent memory.
None of this eliminates risk. Atlassian has been a difficult stock to own, and investor confidence won’t return overnight. But with the risk/reward profile looking compelling, the market may already be pricing in a worst-case scenario. If the company can once again beat analyst expectations in two weeks, it could be enough to kick off a recovery rally.
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