RJ Hamster
My Portfolio: 💰 $12K in 120 Months — Week…
My Portfolio: 💰 $12K in 120 Months — Week 4 Update, Month 17Step by step, week by week — the dream of living off dividends turns into a real, growing cash flow.
💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
⭐️ Premium Content | Your Premium HubMy Weekly Dividend Moves — From Small Steps to Quiet MiraclesI don’t wait for perfect weather, a tailwind, or the “right” market cycle. Every week, I just sit down, open my Dividend Eagles list, sort it by MaxRatio, and see which names rise to the top. Then I buy the ones I like. Simple as that. No hype, no gimmicks — just great businesses, tested by time and filtered through the MaxDividends formula. They land in my basket and start working for me right away. My snowball grows. From zero to nearly $10,000 in annual income in year one — and $1,000 of that came just from dividend hikes along the way. These businesses love rewarding their owners more and more every year. They’re good workers. Like wine, they only get better with time. 🍷 Here’s the part I love most: my Top 3 dividend payers today have all raised payouts every single year for 30+ years. Through the 1999 crisis, through 2008, through 2019 — quietly, steadily paying more and more to their shareholders. That’s the kind of consistency you can lean on. This isn’t a seasonal trend, a hot take, or a “new thing.” It’s just growing income. Every single week. Today, I’m already closing in on $800/month — a new step, a new all-time high. From the UK to Canada, all over the world, MaxDividends carries one simple strategy: build a machine that drops checks into your bank account, month after month, for you and your family — and to leave behind a legacy that lasts. This week I put another $3,000 to work, hit a fresh dividend milestone, logged new raises, and added three more businesses to the snowball. 👉 That’s the MaxDividends way. No gambling. No hype. Just patience, consistency, and the quiet magic of compounding. — Max Scroll to read — if no access, check your plan and upgrade My Weekly Dividend Moves — $800/Month and ClimbingEvery week, I put $3,000 to work with one clear goal: $12,000/month in dividends within 120 months. What makes it exciting is the unknown. Which companies are quietly stacking inside the portfolio? Which ones are still on the watchlist, waiting for the right setup? That’s the magic of the snowball—you don’t always see the full picture right away, but every deposit, every dividend, every quiet move keeps the story unfolding. Transparent. Live. Step by step. Watch how the MaxDividends strategy plays out in real time—one week at a time. My Latest Dividend Milestone✅ $100/month – hit at Month 3 That means I’m officially closing in on $800/month of dividend income. Bills are disappearing one by one. Coffee? Paid for. Gym? Covered. The phone bill? Almost gone. The next stop is $1,000/month—twelve full paychecks a year, without lifting a finger. That’s the moment it shifts from a plan to freedom in action. 💰 $12K in 120 Months — My Portfolio Update (Month 17, Week 4)Buys This WeekThe snowball keeps rolling—$3,316 put to work across three strong names: 👟 Shoe Carnival (SCVL) — 65 shares11 years of dividend growth. A value-driven retailer with 428 U.S. stores. Payout ratio under 25%, huge 5-year dividend growth, and still trading cheap. A classic under-the-radar add. 💊 Novo Nordisk (NVO) — 22 shares29 years of dividend growth. A global healthcare powerhouse in diabetes and obesity treatments. World-class margins, a safe dividend, and a pipeline built for decades. The kind of compounder you want holding the line. 🏦 OZK Bank (OZK) — 12 sharesRegional banking done right. Strong balance sheet, consistent dividend growth, and a track record of navigating cycles better than most. This week’s tally: $3,316 invested on schedule. ➡️ Three tickers today, and maybe one of them is the cornerstone of tomorrow’s freedom. 🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio Portfolio Snapshot
The snowball keeps rolling — heavier every week. 🔔 Dividend Raises — Year to Date (2025)One of the best parts of this journey is getting pay raises without lifting a finger. New hike this week: ✅ Greif just bumped its dividend from $3.24 to $3.36 per share—a 3.7% raise. That makes 17 straight years of increases. Big congrats to all holders—your paycheck from this solid packaging business just got a little bigger. 👏 Other 2025 raises in my portfolio:
Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic. Portfolio ProgressHere’s a look inside my portfolio this week:
The MaxDividends AppAll of this is tracked inside the MaxDividends App — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K finish line. If you’re not using it yet, you’re leaving a serious edge on the table. My Word Here10/10 Update — email me anytime: max@maxdividends.app Yes, I invest in the very companies I write about — and I write about the companies I invest in. My own money, real dollars, for my family and our future. This week stayed on plan: I added great businesses — Shoe Carnival, Novo Nordisk, and OZK Bank. Solid dividend payers with room to grow. And OZK Bank gave me a nice surprise: its second dividend hike this year—on top of a +31% stock gain. That’s why we call them Dividend Eagles. Now here’s where the magic shows up: The $6,845 in dividends I’ve collected so far has already snowballed into $7,200. That little pile alone now pays me $304 a year—without me lifting a finger. Let that ride for 20 years, and those payouts alone will spin off $300/month. Stretch it to 25 years, and it’s nearly $400/month. All from cash that once just sat there. That’s the wonder of dividends: one small seed keeps growing, keeps paying, keeps multiplying. You don’t have to hustle, trade, or chase—just stay patient and let the snowball work its quiet miracle. This isn’t luck. This is the compounding engine of freedom—steady, inevitable, almost magical in how it transforms time into money.
The MaxDividends WayThis isn’t gambling or chasing hype. It’s a proven system:
That’s why the income snowball keeps rolling — heavier each month, stronger each year. Love what we’re building? Our Founding Partners already enjoy lifetime access to premium content, the app, and our community. Thank you for being a part of it! Exclusive — just for our premium partners 🎁 Exclusive For Our Premium PartnersChapter #2: Kid’s PortfoliosNew quarter, new milestone. Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time. Kids’ Portfolios:
This quarter I added WestPharma and ResMed. Next quarter I’ll likely swap Johnson Outdoors (its Financial Score dropped below 80). Chapter #3: Core Family Portfolio – Bigger PictureThis is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come. Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time. I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms. The Big IdeaMy goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends. The mission hasn’t changed: build a high-yield, dividend-growing portfoliothat delivers steady cash flow and strong long-term returns. With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself. Core Family Portfolio Snapshot
(*Dividend totals vary slightly due to exchange rates.) This portfolio alone now pays over $6,200/month in dividends. Every dollar is reinvested, fueling even faster growth. Companies Purchased This WeekI kept building in our family’s core portfolio with two solid adds: 📡 Cogeco Inc — +90 shares That’s about $5,000 put to work—a steady step in the plan. And I’m not slowing down: next week I’m aiming to add another $4,000–$6,000. One deposit at a time, the snowball keeps rolling. And just last week, I also boosted a couple of positions:
That’s the kind of track record I like to see—quiet consistency that compounds into freedom. Core Family Portfolio Breakdown✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year. ✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers. Current Top HoldingsCapital Growth (10%)
High-Yield Dividend Growth (90%)
Recent Standouts
✅ Lam Research just boosted its quarterly dividend by 13% 💪 That’s a solid raise from one of the top chipmakers in the world. Congrats to all the shareholders — you’ve just locked in a bigger paycheck every quarter, for life. That’s the quiet power of dividend growth. On top of that, both Skyworks and Texas Instruments rolled out fresh hikes — +1.43% and +4.4%. Another nice bump that adds to the steady stream of raises and reinvested payouts keeping the income snowball rolling. And let’s not forget Bank OZK, which announced its second dividend increase this year — +2.3%. Strong gains and steady raises like these are a great reminder why patience and sticking with quality dividend businesses always pays off. Dividend Hikes in Q3
More Raises This Year
Each hike locks in more income for life — steady raises with zero extra work. 📅 This Quarter’s Plan (Q4)For the fourth quarter, my focus is simple: put more savings to work in the core family portfolio and keep aggressively reinvesting every dividend. The target is clear — push monthly dividends past $7,000 by year-end. The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting. I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends secret formula. And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth. The structure is unchanged — 90% high-yield dividend growth stocks, 10% capital growth stocks. The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting. Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom. The Long GameBy 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month. That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured. ***That’s all for today’s update. 🎁 Bonus!Your exclusive gift — a treasure trove of fresh ideas, unlocked because you’re already on the partner side.
Wishing you steady growth and financial peace, 💌 Questions or thoughts? Reach me anytime at max@maxdividends.app Love what we’re building? Our Founding Partners already enjoy lifetime access to premium content, the app, and our community. Thank you for being a part of it! 📚 Knowledge Base & Premium GuidesStart Here
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MaxDividends MissionHelping people build growing passive income, retire early, and live off dividends. Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett. *Disclaimer: This article reflects the author’s personal opinions and is intended for educational and entertainment purposes only. It does not constitute financial advice in any form. Always do your own research and consult a licensed financial advisor. The author may hold positions in some of the stocks mentioned, in line with the views expressed. This is a disclosure, not a recommendation to buy or sell any securities.As a reader of MaxDividends, you agree to our disclaimer. You can read the full disclaimer here.📖 Now on Amazon!The 5 Timeless Rules of Dividend Investing — available in paperback. 💡 Prefer digital? Grab the free PDF:How to Build Growing Passive Income, Live Off Dividends, Retire Early and Leave a Legacy
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