RJ Hamster
Living on Dividends, Step by Step — The Roadmap…
Living on Dividends, Step by Step — The Roadmap at Week 62Slow, steady deposits turning into real freedom — one expense at a time.
MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
⭐️ Your Premium Hub | 🎬 MaxDividends App: 2-Minute VideoIntroWeek 62 — the snowball keeps rolling. Another week, another small win that doesn’t feel small at all. The income’s growing quietly in the background — no stress, no guessing, no drama. iCloud? Paid for. Coffee? Covered. Gym? Handled. And that phone bill? Down another notch. Every deposit, every reinvested dividend, it all stacks up — slow and steady, but always forward. That’s how real financial freedom works. Not in leaps, but in steps. One week, one dollar, one quiet victory at a time. This Week’s Wins 💪
Annual dividends grew: $957.13 → $973.21 📈 That’s another $16.08 in yearly income — without lifting a finger. Portfolio Snapshot 📊
This week we added:
👉 Track the Roadmap Portfolio in real time Dividend Hikes 🚀 (Q4)
That’s raises on income we didn’t even have to work for. 📊 This Week’s Roadmap Snapshots1️⃣ Long-Term Dividend Growth(2015–2035: $9.65 → $321.70) 👉 Dividends keep climbing year after year. The earlier you start, the harder time works for you.
2️⃣ Closing In on the Next Goal(2024–2026: $31.23 → $93.08) 👉 Each deposit brings us closer. Only a small step left to hit $100/month.
3️⃣ Portfolio Dashboard in the App(58 holdings, $31,148.74 market value) 👉 One screen, full control. Balance, safety scores, and every company you own.
4️⃣ Passive Income Goal Tracker($79.81 / $100 per month) 👉 81% of the target already covered by dividends. Seeing progress this clear keeps the momentum alive.
5️⃣ Annual Dividends & Top Payers($973.21 annually, top 3 dividend payers) 👉 $973 a year already working for us. Big names pay more, but the whole portfolio delivers.
What To Do Next (Wherever You Are)📌 If you’re just starting out:1️⃣ Pick your starting amount. $100, $250, $500 a week — doesn’t matter. The key is to start. 2️⃣ Download the MaxDividends App. The Assistant builds you a ready-to-go dividend plan and tracks progress toward covering real bills. 3️⃣ Celebrate your first win. Inside the App, mark your first expense covered (coffee, streaming, or phone). Share it in the community — small victories fuel momentum. 📌 If you’re already on the road:✅ Stay consistent. Use the App’s tracker to watch your snowball grow week by week. ✅ Track your wins publicly. Post in the MaxDividends chat when you cross milestones — the community thrives on shared progress. ✅ Level up with new ideas. Each week we publish fresh dividend stock breakdowns and Roadmap updates. Use them to fine-tune your portfolio. ✅ Push the next milestone. With the App, set your next “bill target” (utilities, car, or mortgage) and let dividends knock it out. ✅ Reinvest every raise. Dividend hikes show up in your portfolio dashboard automatically — roll them back in, and watch your pace accelerate. 🎯 Weekly Dividend ChallengeLet’s make MaxDividends fun! Every week we add a small mission — quick, easy, and a little playful. Step by step, you’ll see dividends start picking up your bills, one after another. This Week — Pay the Phone Bill 📱This week’s adventure: turn your phone into a dividend device.
🚀 Weekly Punchline (your reward this week):“Dividends are slow magic — invisible at first, unstoppable later. Keep stacking, keep showing up, and one day your money starts doing the work for you.” Bottom LineWeek 62, with $31.3K invested and $973 in annual dividends — that’s iCloud, coffee, and the gym fully covered, and now the phone bill is 25% gone. Each week’s gain looks small, but together they build something unshakable: freedom that pays you, not the other way around. 👉 With MaxDividends Premium, you’re not chasing hype — you’re watching real bills disappear, one at a time. No luck. No timing. Just math, patience, and progress that never quits. Ready to Give It a Try?Check Your Subsription Status & Upgrade to Premium. MaxDividends is a Bestseller on Substack!Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!
⭐️⭐️⭐️⭐️⭐️What You’ll Get by Joining MaxDividends PremiumThe most important thing our MaxDividends community members value us for Freedom & IndependenceNo boss, no schedules—complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress. Passive Income That Grows Over TimeDividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don’t need to sell assets to cover expenses. Protection Against InflationDividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power. Stress-Free InvestingNo need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue. More Time for Family & Personal GoalsSpend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure. Health & Well-Being BenefitsLess work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices. Avoiding the Corporate Rat RaceEscape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises. Living Life on Your Own TermsAbility to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day—whether it’s reading, volunteering, or building a new skill. Leaving a LegacyBuild generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example. Financial Security & Peace of MindA well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings—passive income keeps flowing. Many who already joined say it’s the best financial decision they’ve ever made—because money becomes a tool for freedom, not a source of stress. Ready to Give It a Try?Check Your Subsription Status & Upgrade to Premium. If you have any questions, feel free to email me at: max@maxdividends.app We’re in the Top Financial Blogs on Substack! 💪MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.
With Max Dividends Premium, you unlock:🔹 MaxDividends Stocks of the WeekTop 10 undervalued, high-yield, ultra-high yield, and dividend growth stocks every week. Bonus: Full access to the updated weekly list of MaxDividends stocks—boost your passive income and start living off dividends. 🔹 Top Dividend InsightsGet exclusive, high-quality dividend investment ideas and insights, handpicked to help you crush your financial goals, retire early, and live off dividends. 🔹 Roadmap to Live Off DividendsA step-by-step weekly guide to achieving financial freedom through dividend investing. 🔹 Easy Peasy: Build Your MaxDividends PortfolioReady-made MaxDividends stock sets starting at $300, $500, or $1000 each week—making it easier to build a strong dividend portfolio. 🔹 MaxDividends Business OverviewDeep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus. 🔹 MaxDividends Portfolio: Goal → 120 Months to $12K/MonthMy personal dividend portfolios with weekly updates, changes, and insights. 🔹 Community of Like-Minded InvestorsStay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors—all in one place! 🔹 Sunday Coffee ☕️My personal life & business column, where I share:
But That’s Just The Beginning!🎁 We’re giving you our MaxDividends App — FREE when you join Premium on Substack. As an early adopter, you’ll not only get free access but also the chance to shape the product with your feedback, and our full support on your dividend journey. This is your opportunity to track your passive income, optimize your portfolio, and be part of building the ultimate dividend tool.
🟢 What ELSE You’ll GetTop Dividend IdeasUnlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement. By upgrading to Premium, you’ll gain access to:
Undervalued Dividend ListsWith Premium access, you’ll get:
These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment. Dividend InsightsGain exclusive insights:
These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends. If you have any questions, feel free to email me at: max@maxdividends.app 🟢 And even MORE!Unlock the best dividend tools available, created by the MaxDividends Team:
💎 MaxDividends Premium gives you more than just tools — it gives you clarity. You’ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster. Shared by 230+ Financial Bloggers on SubstackThe European Value Investor ⭐️⭐️⭐️⭐️⭐️“If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit“ Johan Lunau – The Long View ⭐️⭐️⭐️⭐️⭐️“Practical dividend focus. Saving for retirement.“ Shailesh Kumar – The Astute Investor’s Calculus ⭐️⭐️⭐️⭐️⭐️“Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.“ MS Cliff Notes ⭐️⭐️⭐️⭐️⭐️“A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.“ Timothy Assi – Panic Drop ⭐️⭐️⭐️⭐️⭐️“Great for helling you pick up high-yield dividend growth stocks“ 230+ authors and pros already recommend MaxDividends! Trusted by 100,000+ subscribers!
We’re happy to help and thrilled to see new partners join through referrals Recommended by Our CommunityWhat Premium Partners Are Saying
And many others
Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett. Learn the MaxDividends WayStart Here
Guides & Step-by-StepDeep Insights
Help & Support
📖 Now on Amazon!The 5 Timeless Rules of Dividend Investing — available in paperback. 💡 Prefer digital? Grab the free PDF:How to Build Growing Passive Income, Live Off Dividends, Retire Early and Leave a Legacy You’re currently a free subscriber to Max Dividends. For the full experience, upgrade your subscription.
|
