Nasdaq Brings 0DTE to Big Stocks: AAPL, TSLA, NVDA,…

Hey, it’s Don.Monday opens a new chapter in options trading.Nasdaq is bringing Monday, Wednesday, and Friday expirations to Tesla, NVIDIA, Apple, Amazon, Meta, Broadcom, Alphabet, and Microsoft.Zero DTE on individual stocks. Three times a week. Every week.This is the biggest expansion of short-term options since they launched daily expirations on SPX.Billions of dollars already flow through 0DTE options every single day. Now that firepower spreads across three weekly expirations in the biggest names on the planet.I’ve been doing this for over 20 years. I’m not going to lie… I’m drooling over the opportunities here.But most retail traders? They’re about to get chopped up.Here’s what they don’t understand…Market makers price options using exact probability models. They know the odds on every trade before you click the button.When you understand those same models, you stop guessing. You start seeing what they see.That’s what I’m teaching tomorrow.I just kicked off an educational series on probability-based trading that continues today. This is the same framework I’ve used for two decades. And it translate today’s market in ways you’ve never seen before.And here’s how to do it for less than it would cost you to buy a cup of coffee.Our 3 Trade Micro-Challenge lets you name your own price for your first 30 days.You get my live morning sessions, real-time trade alerts, our VIP chatroom, and complete options training.The kind of education that used to cost thousands… today you can get in for less than a cup of coffee.JOIN THE 3 TRADE MICRO-CHALLENGE HERESee you in the room.—DonHelping You Become a Better Trader…it’s What We Do. Experience TheoTrade® Today!Whether you are a beginning, intermediate, or active trader, you will find a treasure chest of valuable trading education resources, both free and paid, that will help take your trading to the next level. We are committed to helping you become the best trader you can be.Disclaimer: Neither TheoTrade.com  or any of its officers, directors, employees, other personnel, representatives, agents or independent contractors is, in such capacities, a licensed financial adviser, registered investment adviser, registered broker-dealer or FINRA |SIPC |NFA-member firm. TheoTrade does not provide investment or financial advice or make investment recommendations. TheoTrade is not in the business of transacting trades, nor does TheoTrade agree to direct your brokerage accounts or give trading advice tailored to your particular situation. Nothing contained in our content constitutes a solicitation, recommendation, promotion, or endorsement of any particular security, other investment product, transaction or investment.Trading Futures, Options on Futures, and retail off-exchange foreign currency transactions involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment. Opinions, market data, and recommendations are subject to change at any time. Past Performance is not necessarily indicative of future results.TheoTradePO Box 24790 Christiansted, Virgin Islands 00824 1 (800) 256-8876support@theotrade.comWant to change how you receive these emails? You can Update your preferencesTheotrade.com  |  Privacy Policy

LMND Hits 52-Week High After Tesla Insurance Launch

UnsubscribeBREAKING: 4,400 Starlink satellites repositioned – why now? (From Behind the Markets)Lemonade’s Tesla Deal Could Rewrite How Auto Insurance Is PricedWritten by Jeffrey Neal Johnson on January 22, 2026 In BriefLemonade’s new autonomous car insurance product leverages direct integration to offer discounts for miles driven in full self-driving mode.Management reported a historic low gross loss ratio and a second consecutive quarter of positive adjusted free cash flow in the recent earnings report.Institutional confidence is rising as a banking giant recently disclosed a passive stake in the company to support long-term growth plans.Lemonade Inc. (NYSE: LMND) shares hit a new 52-week high of $85.29 on Jan. 21, 2026, closing the session up over 9%. The rally was driven by volume of 2.64 million shares, higher than the average, indicating strong investor interest. This upward movement follows the company’s announcement of a technical collaboration with Tesla (NASDAQ: TSLA) to launch Lemonade Autonomous Car Insurance.The new product introduces a pricing model that offers a 50% discount per mile driven while Tesla’s Full Self-Driving (FSD) capability is engaged. This marks a pivotal moment for the insurtech company, which has seen its stock price climb nearly 20% since the start of the year.The market has reacted to this news as more than just a product launch; it is being viewed as a significant validation of Lemonade’s technology-first business model. By directly linking insurance premiums to the use of autonomous driving software, Lemonade is positioning itself at the forefront of a shift in the auto industry. Investors are currently betting that this data-driven approach will allow the company to capture market share from traditional insurers while maintaining healthy profit margins.7 High-Yield Dividend Stocks You Need to See (Ad)7 High Yield Dividend Stocks to Buy Now 💰 Love steady payouts? This free report reveals 7 high-yield dividend stocks you need to know about. From Company #3, a tobacco giant innovating with smokeless products, to Company #4, famously known as “The Monthly Dividend Company,” these picks deliver steady income you can count on.Perfect for income-focused investors.How Real-Time Data Changes the Profit EquationThe core of this new collaboration is an API integration, a software connection that allows Lemonade’s systems to talk directly to a customer’s Tesla. This technology enables the insurer to distinguish between miles driven by a human and miles driven by the vehicle’s autonomous software.This distinction allows for real-time risk pricing. Traditional insurers like Allstate (NYSE: ALL) or Progressive (NYSE: PGR) rely heavily on proxies to guess how safe a driver might be. They use data points such as credit scores, age, zip codes, and marital status. In contrast, Lemonade is pricing risk based on actual behavior and technology usage. If the data proves that FSD is safer than a human driver, Lemonade can offer lower rates without sacrificing its own profit margins.The Economic Advantage: Why This MattersBeyond the technology, this deal offers a significant financial advantage: Negative Customer Acquisition Cost (CAC). In the insurance world, acquiring a new customer is incredibly expensive.Ending the Ad War: Legacy carriers spend billions annually on television commercials (think geckos and emus) to fight for market share. By integrating directly into the Tesla ecosystem, Lemonade can access a large pool of drivers without paying for expensive mass-media advertising.High-Value Demographics: Tesla owners historically represent a desirable demographic for insurers. They often have higher credit scores and drive newer vehicles equipped with advanced safety features. These drivers tend to file fewer claims.The Bundle Effect: Once a driver signs up for auto insurance, Lemonade can cross-sell its Home, Pet, and Life insurance products. This increases each customer’s lifetime value (LTV) while keeping acquisition costs low.By targeting a specific, tech-savvy niche, Lemonade aims to bypass the costly customer-acquisition battles that plague the rest of the industry.Buy. Hold. Relax. These 10 Stocks Could Build Your 2030 Wealth (Ad)Tired of chasing the market every week? Our new free report reveals 10 U.S. stocks you can confidently buy now and hold long term — handpicked by a veteran investor with over 20 years of experience and backed by deep research into megatrends like AI, EVs, and cloud tech.Click here to get the 10 Stocks to Buy and Hold — free for a limited timeHow Improved Margins Enabled the Tesla PivotTwo years ago, launching a risky new product with deep discounts might have unsettled investors. However, Lemonade is approaching this expansion from a position of improved financial stability. The company’s third-quarter 2025 earnings report provided the data necessary to support this aggressive strategy.Revenue for the quarter grew 42% year-over-year to $194.5 million, showing that demand for Lemonade’s products remains strong. More importantly, the company has made significant progress in its underwriting discipline.The most critical improvement is in the company’s efficiency metrics:Gross Loss Ratio (GLR): This metric measures the percentage of premium dollars paid out in claims. A lower number is better because it means the company keeps more money. Lemonade reported a GLR of 62% in Q3 2025, a historic low for the company. This is a massive improvement from previous years, when ratios hovered in the 70s or 80s, proving that their algorithms effectively identify and price risk.Cash Flow Positive: Perhaps the most bullish signal is the cash flow. Lemonade achieved a positive Adjusted Free Cash Flow of $18 million in the third quarter. This was the second consecutive quarter of positive cash generation.These numbers indicate that the business is becoming self-sustaining. Lemonade is no longer burning cash just to keep the lights on. This financial health gives management the freedom to invest in growth initiatives, such as the Tesla partnership, without taking on new debt or diluting shareholders by selling more stock.The Tug-of-War: Bulls, Bears, and Execution RisksThe stock’s recent performance reflects a fierce battle between institutional confidence and short-seller skepticism. This dynamic creates a volatile but potentially lucrative environment for investors.On the bullish side, smart money is increasing its exposure. JPMorgan Chase recently disclosed a 5.9% passive stake in Lemonade, purchasing approximately 4.5 million shares. When a banking giant like JPMorgan (NYSE: JPM) acquires a significant stake in a company, it often signals to the broader market that the stock has long-term potential. Additionally, Lemonade’s founders, Daniel Schreiber and Shai Wininger, have previously purchased shares on the open market, aligning their personal financial interests with those of the shareholders.The Short Squeeze PotentialDespite the positive momentum, skepticism remains high. Approximately 20% of Lemonade’s floating shares are currently sold short.What is Short Selling? Short sellers are traders who borrow stock and sell it, betting that the price will go down so they can repurchase it at a lower price later.The Squeeze: When a stock with high short interest receives good news (like the Tesla partnership), the price jumps. Short sellers begin losing money rapidly. To stop the bleeding, they must buy shares to close their positions. This buying pressure forces the price even higher, creating a feedback loop known as a short squeeze.Execution Risks RemainInvestors must remain balanced. While the stock is rallying, the rollout is currently limited to Arizona and Oregon. Scaling this product across all 50 states requires navigating a complex web of regulatory approvals, which could slow down growth. Furthermore, the entire premise of the 50% discount relies on Tesla’s FSD being safer than human drivers. If accident rates for FSD users rise, Lemonade could face higher-than-expected claims costs, which would hurt the profit margins they have worked hard to improve.Can AI Finally Disrupt Auto Insurance?Lemonade has successfully transitioned from a concept stock into a fundamental disruptor with improving margins and steady growth. The partnership with Tesla places significant pressure on legacy carriers to modernize their own pricing models or risk losing their safest and most profitable drivers to tech-forward competitors.While risks regarding regulatory expansion and autonomous safety performance remain, the market’s reaction suggests that investors are waking up to the viability of AI-driven insurance. The stock’s performance in 2026 will likely depend on Lemonade’s ability to execute this rollout smoothly while maintaining the financial discipline shown in recent quarters.Read this article online ›Recommended StoriesQualcomm Gets Crushed: $150 Is the Level to Watch Going Forward[URGENT!] SpaceX Going Public! – Pre-IPO Action! (From Paradigm Press)Halliburton Beat Expectations Again—Now the Rebound Trade Gets RealTrump Did WHAT?? (From The Oxford Club)Credo Just Pulled Back—This Might Be the Cleanest Entry PointCash Is King: DigitalBridge Is the Ultimate Defensive PlayWhy Taiwan Semiconductor and Meta Could Be the Hidden Bull Case for Broadcom  Did you find this article useful?     Thank you for subscribing to MarketBeat! We empower individual investors to make better investment decisions by offering up-to-the-minute financial information and best-in-class investment research. If you have questions or concerns about your account, please contact MarketBeat’s U.S. based support team at contact@marketbeat.com. If you would like to unsubscribe or change which emails you receive, you can manage your mailing preferences or unsubscribe from these emails. Copyright 2006-2026 MarketBeat Media, LLC. All rights reserved. 345 N Reid Pl., Sixth Floor, Sioux Falls, SD 57103-7078. United States..From Our Partners: This is the Exact Moment the AI Boom Will End (From Trend Labs)

I’m a Futurist: Here are 3 stocks better than…

I’m a Futurist: Here are 3 stocks better than NvidiaNvidia’s own customers could soon become fierce competitors, dethroning the AI Chip King. But there’s a critical component that AI data centers need just as badly as chips. The demand is so massive that a single data center uses enough of it to stretch around the earth eight times. While the media hypes up AI chips, the smart money has found the next big thing. Discover Futurist Eric Fry’s “Nvidia-killer” stock ideas.Click here for complete analysis.

Stockguru LLC (dba InvestingDistrict), 2563 cherry hill ln, Hermitage, PA 16148, United StatesYou may unsubscribe or change your contact details at any time.

The $1 “Robot Revolution” Stock

You are receiving this email because you are subscribed to Morning Watchlist from Behind the Markets. If you no longer wish to receive these partner emails, please unsubscribe here. This message is from Immersed Inc. Have you heard about the tiny sub-$1 company gearing up for the Humanoid Robotic Revolution?They’re capturing the essential spatial data robots need to operate like humans – data no one else has figured out how to gather at scale.It’s powered by their new device, Visor, a breakthrough spatial-computing headset that trains AI by showing how real people work, move, and interact in 3D space.While everyone focuses on chatbots, this company is preparing for the next wave:AI + Robotics + Human-Level Spatial IntelligenceThere’s a little-known way investors can still get in for under $1/share.If you believe robotics will transform the next decade… you’ll want to see this.Go Here to Secure your Shares 👉DisclosuresThis Reg CF offering is made available through DealMaker Securities LLC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. This Reg CF offering is made available through DealMaker Securities LLC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment.We are issuing this disclosure in compliance with Section 17(b) of the Securities Act, which requires us to disclose any compensation received or expected to be received in cash or in kind in connection with the purchase or sale of any security.We would like to inform you that this is a paid advertisement for Immersed Reg CF offering and we have received or expect to receive compensation in connection with the disbursing this communication for Immersed. The compensation could consists of $1,000 or more and was received/will be received from Investing Media Solutions.This communication should not be considered as an endorsement of Immersed and we are not responsible for any errors or omissions in any information provided about by or about Immersed.We encourage you to conduct your own due diligence and research before making any investment decisions. You should also consult with a financial advisor before making any investment decisions.This disclosure is made as of 01/23/2026.Our mailing address is:  Behind the Markets, LLC  4260 NW 1st Avenue, Suite 55  Boca Raton, FL 33431 Copyright © 2024 Behind the Markets, LLC, All rights reserved.  You’re receiving this email as part of your subscription to Behind the Markets. For more information about our privacy practices, please review our Privacy Policy or our Legal Notices. Behind the Markets You are receiving this email because you are subscribed to Morning Watchlist from Behind the Markets. If you no longer wish to receive these partner emails, please unsubscribe here. Today’s Bonus Content: Three New AI Plays for the FASTEST Gains You’ll Ever See(When you click the link, your email address will automatically be added to Jeff’s guest list.)

🐤 US futures slip and world shares are mixed…

UnsubscribeFRIDAY, JANUARY 23rdGOOD MORNINGU.S. markets were digesting fresh economic data that could influence the Fed’s path. The Commerce Department said the Fed’s preferred inflation gauge, the PCE price index, ticked up to 2.8% year-over-year in November (core also 2.8%), while consumer spending stayed healthy. Weekly jobless claims inched up to 200,000 but remain historically low, suggesting labor-market resilience even as inflation shows persistence. Corporate headlines added stock-specific pressure. Paramount extended its hostile $77.9 billion takeover tender for Warner Bros. Discovery, moving the offer deadline to Feb. 20 while keeping the $30-per-share cash price and signaling a forthcoming proxy fight. Political and legal noise also surfaced as former President Trump said he is suing JPMorgan Chase and CEO Jamie Dimon, a development investors will watch for potential reputational or regulatory fallout for big banks. NYC nurses resumed strike talks on day 11, creating operational risks for major hospital systems. Commodities and futures were mixed: gold futures rose, lumber and copper showed modest moves, and corn and wheat traded higher, all factors investors consider for inflation and sector rotation. Markets remain sensitive to macro prints and headline risk heading into earnings season.Featured: 5 Stocks Under $5 with Big Potential (Ad)AUTO/TIRES/TRUCKSTesla’s Robotaxi Goes Unsupervised: Is the Rally Justified?For years, the promise of self-driving cars has fueled Tesla’s (NASDAQ: TSLA) massive stock valuation. That promise has transitioned from a theoretical concept to a physical reality on public roads. On Thursday, Jan. 22, Tesla officially confirmed the launch of unsupervised Robotaxi rides in…READ THE FULL STORYFROM OUR PARTNERSQuiet Moves in Key Sectors Suggest New Momentum Is BuildingSmall Caps Are Moving First as Sectors Shift Fierce Investor tracks the early tremors inside emerging sectors where momentum often starts. Get alerts built around real-time shifts—not hype cycles.JOIN FREE — START TRACKING NEW SECTOR MOVESTRANSPORTATIONUAL Stock Taking Flight After Earnings Confirm Strong DemandUnited Airlines (NASDAQ: UAL) stock is up more than 2% after the company delivered its fourth-quarter earnings report for 2025. Despite headwinds from the November government shutdown, United posted record revenue, spurred by strong demand from higher-income and corporate travelers. Revenue came …READ THE FULL STORYTECHNOLOGYWhy Apple’s Sell-Off May Be Overdone Right Before EarningsShares of tech giant Apple Inc. (NASDAQ: AAPL) have been under pressure, as investors continue to sell off the stock. With shares currently trading around $245, they are down close to 15% from the all-time high set just last month. The drop has been mostly one-directional and not a little surpri…READ THE FULL STORYFROM OUR PARTNERS[URGENT!] SpaceX Going Public! – Pre-IPO Action!A growing number of investors are paying attention to developments around private space companies and potential future public listings. In a recent briefing, one research publisher outlines how some investors are seeking early exposure to the space economy through publicly traded assets — without waiting for a formal IPO. The presentation walks through the structure, risks, and mechanics behind this approach for those who want to understand how it works.READ THE FULL SPONSOR BRIEFING HERETECHNOLOGYQualcomm Gets Crushed: $150 Is the Level to Watch Going ForwardShares of Qualcomm Inc (NASDAQ: QCOM) have been hit hard over the past week, sinking roughly 17% across seven consecutive sessions with little resistance from the bulls. The tech giant has now effectively given up all its gains from 2025 and is trading back near levels it was at in 2020, a sobe…READ THE FULL STORYENERGYHalliburton Beat Expectations Again—Now the Rebound Trade Gets RealHalliburton’s (NYSE: HAL) stock price has been in a correction for over 18 months, setting up its next big move. That movement is upon us. The company’s latest earnings results, while tepid in regard to growth, have consistently outperformed expectations, enabling robust capital return…READ THE FULL STORYFROM OUR PARTNERSMy Best Trade Idea for 2026: 24-Hour FortunesForget self-driving cars, robots, or AI agents.  This coming Wednesday, January 28, at 8 p.m. ET… Jeff Brown will tell you about a new AI application so powerful that it has been delivering gains big enough to turn $10,000 into… $101,700… $151,600, and even a mind-blowing $650,000… all in a 24-hour period.CLICK HERE TO SAVE YOUR SEAT FOR THIS SPECIAL STRATEGY SESSION HE’S CALLING 24-HOUR AI FORTUNES.FINANCELemonade’s Tesla Deal Could Rewrite How Auto Insurance Is PricedLemonade Inc. (NYSE: LMND) shares hit a new 52-week high of $85.29 on Jan. 21, 2026, closing the session up over 9%. The rally was driven by volume of 2.64 million shares, higher than the average, indicating strong investor interest. This upward movement follows the company’s announcement of a tec…READ THE FULL STORYTECHNOLOGYCredo Just Pulled Back—This Might Be the Cleanest Entry PointIn a semiconductor market rapidly approaching $1 trillion, a smaller player like Credo Technology Group Inc. (NASDAQ: CRDO)—which has a market capitalization of just $27.7 billion—is often overlooked. However, its high-speed, low-latency semiconductors and related products are increa…READ THE FULL STORYFINANCECash Is King: DigitalBridge Is the Ultimate Defensive PlayGlobal markets are currently navigating a minefield of uncertainty. Daily headlines about trade wars, shifting tariff policies, and violent price swings in the technology sector have left many investment portfolios exposed to sudden drops. In this volatile environment, the old financial adage &ldq…READ THE FULL STORYTECHNOLOGYWhy Taiwan Semiconductor and Meta Could Be the Hidden Bull Case for BroadcomAfter ending 2025 in a bad way, shares of semiconductor giant Broadcom (NASDAQ: AVGO) have continued to face pressure in 2026. Year-to-date, shares are down nearly 4%. Still, it is important to note that Broadcom isn’t alone in its weakness. Artificial intelligence (AI) processor stock NVI…READ THE FULL STORYBUSINESS SERVICESForget the Chips, Buy Memory: Why AI Money Is Moving to StorageWhile the stock market has spent the last two years obsessed with logic chips and GPUs, a significant shift is occurring in the hardware sector. The compute trade, which represents betting on the processors that allow AI models to think, is taking a breather. In its place, smart money is rotating …READ THE FULL STORYFRIDAY’S EARLY BIRD STOCK OF THE DAYA Stock With Insider Buying:SmartRent (NYSE:SMRT)SmartRent, Inc., an enterprise software company, provides an integrated smart home operating system to residential property owners and operators, homebuilders, institutional home buyers, developers, and residents in the United States. The company’s products and solutions include smart apartments and homes, access control for buildings, common areas, and rental units, asset protection and monitoring, parking management, self-guided tours, and community and resident Wi-Fi. It also offers professio…VIEW TODAY’S STOCK PICKThe Early Bird is a daily email newsletter powered by MarketBeat that covers the top stories that will impact the stock market each day. Read your copy every morning at 7:00 AM Eastern so that you can “catch the worm” when the market opens. View as a Web PageIf you have questions or concerns about your newsletter, don’t hesitate to contact MarketBeat’s U.S. based support team at contact@marketbeat.com. Unsubscribe Copyright 2006-2026 MarketBeat Media, LLC. All rights protected. 345 North Reid Place, Suite 620, Sioux Falls, SD 57103-7078. U.S.A..Just For You: 48-Hour Alert: This Signal Just Flashed on (TICKER) (Click to Opt-In)

Early Action On SpaceX’s est. $1.5T IPO

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This Month’s Exclusive Story

Poll Reveals: Most Popular Fast-Food Restaurants for Valentine’s Day on a Budget (2026)

By MarketBeat Staff. Publication Date: 1/22/2026. 

We surveyed 3,004 couples to get a clearer view of how they plan to spend Valentine’s Day — an annual snapshot of consumer confidence, discretionary habits, and small-scale economic decision-making.

Our findings revealed a notable trend: a surprisingly large share of couples plan to celebrate the day at fast-food restaurants rather than traditional sit-down venues.

How to solve the Golden Paradox. (Ad)

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Spending hundreds of billions to do it. And it’s not just them.

Goldman Sachs, Citigroup and Morgan Stanley are getting in.

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Now some analysts are saying this could go down as one of the largest bull markets in recorded history.Click here to find out why.

From a financial perspective, the brand choices people make — from Chick-fil-A to Taco Bell — reveal how consumers are adapting when prices remain high and disposable income feels tighter than usual.

Key Findings

Chick-fil-A’s highest ranking suggests “premium restraint” spending.

As the clear favorite, Chick-fil-A sits in a sweet spot: affordable but not perceived as cheap. This suggests consumers are willing to trade down from full-service restaurants as long as alternatives deliver quality, consistency, and a sense of occasion.

McDonald’s and Burger King reflect familiar spending habits.

These brands appeal when value and predictability matter most. Their high ranking suggests many consumers are actively minimizing discretionary spending.

Dairy Queen’s popularity highlights comfort-driven consumption.

Sweet brands tend to perform well when consumers are financially cautious but still seeking small indulgences.

Pizza brands are a popular Valentine’s Day option.

Pizza Hut, Domino’s, Little Caesars — pizza consistently does well during economic slowdowns because it can feed two people without doubling the cost.

The popularity of these pizza brands, led by Pizza Hut, reinforces that couples are optimizing for maximum experience per dollar.

Taco Bell, Sonic, and Jack in the Box indicate flexible, mix-and-match budgeting.

These chains let customers control spending precisely by adding or subtracting items as needed. That kind of granular budgeting appears when consumers are cost-aware but not fully pulling back.

Wendy’s and Subway sit in the middle as “balanced spend” options.

These brands appeal to consumers trying to maintain moderation — not splurging, but not fully cutting back either. Subway’s customization also mirrors a desire for control over both calories and cost.

Carl’s Jr./Hardee’s stands out as a higher-calorie, higher-satisfaction choice.

These brands often win when consumers prefer fewer purchases that feel more substantial — another sign of spending consolidation rather than expansion.

How the Survey Data Reinforces the Financial Story

68% said limited-edition Valentine’s menus would influence their choice.

This suggests people still respond to scarcity and seasonal framing — even when budgets are tight. Special marketing can justify discretionary spending without materially increasing overall spend.

Lower cost (28%) and comfort (38%) dominate decision-making.

Together, these responses indicate consumers aren’t eliminating discretionary spending — they are resizing it. This is consistent with a “trade-down, not opt-out” phase.

82% say fast food is becoming socially acceptable for special occasions.

Normalization reduces friction: when consumers feel socially comfortable spending less, they do so more confidently and more often.

54% say inflation has changed how they plan Valentine’s Day.

This is a meaningful shift. In previous years, Valentine’s Day often escaped budget cutbacks, even during broader financial pressure.

The fact that more than half of respondents are adjusting their plans now suggests belt-tightening has moved beyond everyday spending into traditionally “protected” occasions — a sign that cost sensitivity is becoming more deeply embedded in consumer behavior rather than a temporary reaction.

74% would be comfortable splitting the bill at a fast-food restaurant.

That level of acceptance suggests declining sensitivity around cost-sharing — often seen when consumers are more price-conscious but less embarrassed about it.

Final Thoughts

These results show how consumers behave when discretionary spending is under pressure but not collapsing.

Rather than opting out of Valentine’s Day, people are redefining it in financially rational ways: lower cost, lower risk, and lower pressure.

For analysts watching consumer confidence, this kind of behavior typically signals caution, not crisis. People still want to celebrate; they are just doing the math more carefully and choosing options that let them participate without overextending.

Thank you for subscribing to The Early Bird, MarketBeat’s 7:00 AM newsletter that covers stories that will impact the stock market each day.

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Daily Bonus Content: 5 Stocks Under $5 with Big Potential (Click to Opt-In)

Trump Did WHAT??

Dear Reader,

Everyone’s chasing Nvidia. Tesla. The usual AI stocks.

Meanwhile, Trump quietly moved as much as $25 MILLION into one unusual fund.

My colleague Alexander Green spent three months digging into this fund. What he found surprised even him.

It’s not a stock… It’s not an ETF… or a mutual fund.

It’s something most investors don’t even know exists.

But Alex believes this could be the single best moneymaking opportunity of the next decade.

Click here to see his full presentation.

Good investing,

Rachel Gearhart
Publisher,The Oxford Club

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Just For You

3 Underfollowed Stocks Wall Street Still Likes—And for Good Reason

Submitted by Nathan Reiff. Article Posted: 1/14/2026. 

In Brief

• Underfollowed and overlooked companies with the potential to improve share prices in 2026 may outshine even more popular names, as was the case for some stocks in 2025.
• Companies including Movado, Nomad Foods, and Mosaic all have double-digit upside potential, despite often going unnoticed.
• Investors should be aware of the risks associated with these firms, even as they show the capacity to build momentum this year.

Despite major gains concentrated in a few mega-cap tech firms last year, investors who took chances on lesser-known stocks were rewarded in 2025. Among the top performers were photonics company Lumentum Holdings Inc. (NASDAQ: LITE), which more than quadrupled in value, and aerospace broadband firm AST SpaceMobile (NASDAQ: ASTS), which rose roughly 244% for the year. Neither firm is tiny, but both are less familiar to many investors who focus on bigger names.

In 2026, a number of other companies—some even smaller and underfollowed on Wall Street—also show strong potential. These stocks carry higher risk than large, popular names, but their recent performance and developments suggest meaningful upside for investors willing to take a chance.

Movado’s Watch Business Remains Steady Despite Tariff Pressures

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Movado Group Inc. (NYSE: MOV) is a major maker of watches and jewelry under brands including Movado, Concord and Ebel. The company quietly improved fundamentals in the latest reported quarter, increasing sales 3.1% year-over-year (YOY) and expanding gross margin by 80 basis points to 54.3% thanks to a strong direct-to-consumer business. Adjusted operating income rose more than 40% YOY, leaving the company at the end of the third quarter of 2025 with nearly $184 million in cash and no debt.

Those results are notable—even with an earnings-per-share (EPS) miss of $0.12—given the unfavorable tariff environment Movado faced. The takeaway for investors is that Movado’s brand remains resilient and that product momentum from new collections, celebrity and influencer endorsements, and special-edition launches continues to attract customers.

Movado also has room to grow, particularly in the Middle East where sales have lagged. Analysts forecast earnings could increase about 152.4% in the coming year as the company benefits from holiday demand and the potential easing of Swiss watch tariffs. In addition, Movado offers a compelling 6.16% dividend yield, and the small number of analysts covering the stock see it rising by more than 35%.

Nomad Is Taking Steps To Turn Things Around in 2026

U.K.-based frozen foods company Nomad Foods Ltd. (NYSE: NOMD) endured a difficult 2025, with shares falling nearly 25% as sales slowed amid reduced promotions and adverse weather. The company missed EPS estimates for the third quarter of 2025 by $0.01, and organic sales declined 1.6% YOY.

That said, there are reasons to be optimistic heading into 2026. Nomad begins the year with a new CEO and a stated goal of accelerating organic growth. Adjusted free cash flow conversion remained strong at year-end, and management expects it to top 90% for the full year.

That cash-flow strength should help the company sustain its 5.65% dividend yield and a dividend payout ratio near 47.2%. Retail volumes are stabilizing, and a multi-year efficiency program combined with price increases should help margins and volumes normalize. Analysts remain upbeat, projecting about 41.3% potential upside in the share price.

Troubled Agricultural Materials Producer Mosaic Could Make a Recovery

Mosaic Co. (NYSE: MOS) supplies concentrated phosphate and potash for agriculture. Its shares have plunged more than 28% over the past six months as tariff changes and shifting global trade patterns have weighed on international business.

Still, demand for the kinds of products Mosaic provides is likely to remain strong, while global supplies of phosphate and potash are limited. That supply-demand dynamic could help prevent further steep declines in the stock.

The bigger question is whether Mosaic can reverse course and adapt to the changing environment. The company has realized $150 million in savings in the past year and aims to add another $100 million by year-end. Cash flow was a concern in the last quarter, prompting the temporary deferral of some dividends, but production is recovering after earlier disruptions.

Mosaic remains a risky play, but analysts on Wall Street believe shares could rebound by nearly 23%.

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Additional Reading from MarketBeat Media

3 Biotech Stocks That Look Like “Sure-Fire” Winners in 2026

Reported by Chris Markoch. Publication Date: 1/20/2026. 

Quick Look

• Eli Lilly leads the GLP-1 market while advancing late-stage drugs in Alzheimer’s, oncology, and cardiovascular disease.
• Viking Therapeutics offers a high-upside GLP-1 challenger supported by strong trial data and institutional ownership.
• Biogen provides exposure to neurodegenerative disease breakthroughs at a valuation below its historical averages.

The words “sure-fire” and biotechnology stocks rarely go together. This sector carries higher-than-average risk: success often hinges on clinical trial results, regulatory decisions, and the ability to scale approved drugs. Even promising programs can fail or face delays.

Still, it only takes a single FDA approval to generate huge returns. Many biotech names begin as penny stocks, so backing a winner can feel like buying a lottery ticket—and that potential upside keeps investors hunting for opportunities in the space.

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At first glance the three names below may seem conservative for growth investors. But for the reasons that follow, each could offer meaningful upside in 2026.

Eli Lilly: The Large-Cap Anchor With More Growth to Come

The first name on this list is Eli Lilly & Co. (NYSE: LLY). As the leader in the growing GLP-1 market, Lilly is dominating two of the largest drug markets in the world: obesity and diabetes.

Zepbound and Mounjaro alone justify Lilly’s inclusion. Demand for GLP-1 therapies continues to exceed supply, and obesity treatments are likely to be long-term prescriptions rather than short-lived fads—expanding Lilly’s total addressable market. If you want exposure to one of the biggest medical trends of the decade, LLY is hard to ignore.

The case for LLY is further strengthened by late-stage candidates in Alzheimer’s disease, oncology, and cardiovascular disease.

LLY stock traded for over $1,000 a share as of Jan. 16, which may be out of reach for some investors. Even so, with a price-to-earnings (P/E) ratio near 50x—levels it has exceeded before—analysts still forecast earnings growth of more than 32% this year, which could support a higher stock price over time.

Viking Therapeutics: A Mid-Cap Stock That Could Be a Worthy Challenger

If LLY feels too expensive, Viking Therapeutics Inc. (NASDAQ: VKTX) is an alternative to consider. The company has both oral and injectable GLP-1 candidates in late-stage trials, and early data have shown eye-catching weight-loss results.

There’s no clear heir apparent to Lilly today, but the market needs additional GLP-1 options. Viking could fill that gap, and if its candidates clear clinical hurdles the company could become an acquisition target.

Analysts have a consensus price target of $87.14 on VKTX stock—about a 155% increase from its closing price on Jan. 16. That optimism is also reflected in institutional ownership, which exceeds 70% and suggests strong interest from professional investors.

Biogen: May Be on the Brink of Breakthroughs for High-Impact Diseases

Beyond GLP-1s, many investors are looking for the next major innovation—particularly treatments for Alzheimer’s and other neurodegenerative diseases, where unmet need remains enormous.

Biogen Inc. (NASDAQ: BIIB) offers direct exposure to that opportunity. The company has multiple neurodegenerative candidates in its pipeline, and a single successful program could generate substantial returns for shareholders.

BIIB stock is up roughly 16% over the past 12 months, largely driven by a 14% gain in the three months ending Jan. 16. Analysts see additional upside, with a consensus price target of $190.50, about 15% above the current price. At roughly 10x forward earnings, Biogen also appears attractively valued for the year ahead.

These three names provide different ways to participate in biotech: a large-cap leader with established products, a mid-cap challenger aiming to capture market share, and a company focused on high-impact neurodegenerative therapies. As always, investors should weigh the sector’s inherent risks, time horizons, and their own risk tolerance before investing.

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