RJ Hamster
RJ Hamster
RJ Hamster
RJ Hamster
This is the Exact Moment the AI Boom Will…
Dear Reader,
I picked Nvidia in 2017….
Before it jumped as high as 3,852%…
And I just revealed the exact day this AI boom will end.
And if you’re wondering how that’s possible…
Well, I’m using an investment secret that correctly predicted the end of every major boom over the last century…
It predicted the end of the roaring 20s boom on October 31st of 1929… right before the great depression crash…
It predicted the end of the Reagan Bull Market in the 1980s on September 1st of 1987… right before the black Monday crash…
It predicted the end of the dotcom boom on February 1st 2000…
It predicted the end of the housing bubble bull market on January 2nd 2008…
And it predicted the end of the Post-Financial Crisis Recovery in February 3rd 2020… right before the Covid crash…
This same investment secret…
Is now pointing to the exact day this AI boom will end (click here to see it.)
Stay sharp,
JC Parets, CMT
Founder, TrendLabs
Further Reading from MarketBeat Media
3 European Stocks Built to Shrug Off Tariffs
Authored by Dan Schmidt. Date Posted: 1/28/2026.
In Brief
- The Trump administration reignited tariff threats to Europe in January over the purchase of Greenland.
- While the Greenland debate seems to have abated, the threat of tariffs on U.S. trading partners isn’t likely to end anytime soon.
- These three European stocks are largely immune to tariffs and can serve as safe havens for capital if these threats return.
A year into the second Trump administration, the market conversation has centered on tariffs—threats of higher levies on Canada and Mexico, new tariffs aimed at Europe and Asia, and even proposals for worldwide “reciprocal” tariffs have repeatedly rattled markets.
This year began with another round of European tariff threats after Denmark rebuffed an offer to purchase Greenland, and as of late January, South Korea faces 25% tariffs for not approving the 15% tariffs put in place by last year’s trade deal. Everyone caught up now?
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While many tariff threats amount to saber-rattling, the hostility has pushed U.S. trading partners to insulate themselves from unpredictable import tax policies. India and China have been particularlyaggressive in filling the void left by the United States, and comments from U.S. and European officials at last week’s Davos summit indicate this icy relationship isn’t thawing soon. Meanwhile, European stocks continue to outpace U.S. shares, and the gap has widened over the past three months as the S&P 500 has advanced less than 1.5%.
The “Sell America” trade is likely overblown, but international diversification has been a growing trend for several years. With gold and silver reaching new highs, it’s clear investors are spreading capital across borders and asset classes. Recent moves by BlackRock and Vanguard to reallocate funds internationally reinforce this trend and push investors toward global diversification. The best-performing international stocks in 2026 will likely be those with wide moats that can withstand U.S. tariffs.
3 European Stocks Minimally Affected by Tariffs
Europe’s tariff reprieve could be short-lived, especially as the bloc seeks new agreements with other trading partners. One of the best ways to avoid future unpredictability is to invest in European companies that generate revenue outside the United States or in firms that provide products and services likely to be exempt from import taxes.
Below are three stocks available to U.S. investors that fit that bill. (Note: these stocks trade over the counter as American Depositary Receipts, or ADRs. Understand the differences between ADRs and traditional shares before buying.)
Rheinmetall: Primary Beneficiary of Increased Defense Spending in Europe
One of 2025’s biggest winners was German defense contractor Rheinmetall AG (OTCMKTS: RNMBY), up nearly 200% over the last 12 months and roughly 1,800% over five years. We covered Rheinmetall’s breakout last year as the Ukraine war intensified and Germany removed the debt brake that had limited defense spending.
Now that the United States has threatened sovereignty over Greenland, European defense budgets will likely prioritize domestic contractors over U.S. firms like Lockheed Martin Corp. (NYSE: LMT), benefiting companies such as Rheinmetall.
The stock is approaching a key inflection point as the share price nears the 50-day simple moving average (SMA), which served as strong support for most of 2025. Despite some technical volatility, fundamental tailwinds leave Rheinmetall well-positioned to deliver strong gains in 2026.
BT Group: Safe Sector and Strong Dividend
Telecommunications and utility stocks are often viewed as safe havens, and BT Group plc (OTCMKTS: BTGOF) provides mobile and broadband services across the U.K. Unlike many European telecoms, BT’s revenue comes almost entirely from domestic customers, and it exports virtually no products or services to the United States. Consistent revenue, a healthy dividend (about a 4.2% yield), and insulation from trade-war disruption make BT an attractive option; shares are up more than 35% over the past 12 months.
Technicals suggest the share price is consolidating as the 50-day and 200-day SMAs converge. At the same time, the Moving Average Convergence Divergence (MACD) indicator is turning bullish, implying short-term upside potential.
Veolia: Is a Breakout Imminent After a Year of Sideways Trading?
Sometimes a slow burn produces the best results. You wouldn’t keep watching Severance if they explained every mystery in the first episode; similarly, undervalued international stocks can sit in the bargain bin for years before finally moving higher.
Veolia Environnement SA (OTCMKTS: VEOEY) fits that profile. The firm manages water and waste treatment—critical local services that cannot be easily exported or imported. Veolia’s contracts are typically long-term and indexed to inflation, providing steady income that’s resilient to trade-war shocks. The company also yields about 2.9% and trades at roughly 8 times forward earnings.
After a year of essentially flat trading, Veolia looks poised for a technical breakout in 2026. A bullish wedge pattern—characterized by lower highs and higher lows—has formed on the daily chart. This continuation pattern often precedes the next upward wave of momentum. Veolia is nearing a tipping point in that wedge, and if the pattern confirms, the next leg higher could arrive soon.
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Capital Follows AI Energy Demand
February 07, 2026 
Presented by Meza Services
AI workloads are scaling and data centers are expanding rapidly — driving unprecedented demand for electricity, cooling, and grid infrastructure.
Massive capital is flowing to the companies that enable AI at scale — the power producers, infrastructure owners, and critical technology suppliers behind the scenes.
Today, we are revealing five publicly traded companies positioned to benefit directly from the AI energy buildout…
Inside, you’ll discover:
- A data-center landlord gaining pricing power
- A stealth REIT pivoting to AI infrastructure
- A monopoly supplier embedded in advanced AI chips
- A nuclear power leader partnering with Big Tech
- An industrial firm modernizing the electric grid
As AI growth increasingly depends on energy and infrastructure, these companies sit at the center of the next opportunity.
Click here to see the 5 stocks positioned for AI’s biggest energy demand shift in decades.
To Your Trading Success,
The Stock Alert Daily Team
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Quiet Capital Moves Outside AI
February 07, 2026 
Presented by Oxford
Everyone’s chasing Nvidia. Tesla. The usual AI stocks.
Meanwhile, Trump quietly moved as much as $25 MILLION into one unusual fund.
My colleague Alexander Green spent three months digging into this fund. What he found surprised even him.
It’s not a stock… It’s not an ETF… or a mutual fund.
It’s something most investors don’t even know exists.
But Alex believes this could be the single best moneymaking opportunity of the next decade.
Click here to see his full presentation.
Good investing,
Rachel Gearhart
Publisher,The Oxford Club
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RJ Hamster
How to Set Up a Family Trust
For many investors, a family trust may be a key part of a smart estate and financial plan, especially for preserving and passing on wealth.
A family trust is a specific type of trust you could use to help ensure your loved ones receive your wealth, and potentially avoid public disclosure of trust assets.
Wondering if a family trust is right for your assets? Speaking with a financial advisor could be a good first step to answering that question and potentially setting one up.
Benefits of a family trust:
- Avoid probate: Helps keep matters private and potentially saves your heirs time and legal fees.
- Shield assets: Potentially protect assets from creditors, lawsuits, and even divorce.
- Legacy planning: Define how and when beneficiaries receive their inheritance
- Tax strategy: With estate tax thresholds set to decrease in 2026, trusts can potentially be used proactively to minimize exposure and lock in current exemptions while they last.
If you’re thinking about creating or updating a trust, now may be the right time to speak with a fiduciary financial advisor.
That’s why we created a free tool to help match you with vetted financial advisors who serve your area, each legally bound to work in your best interest.
It’s never too late to plan to work toward a comfortable retirement. Get your financial advisor matches today.
Try SmartAsset’s Financial Advisor Matching Tool
Hire a pro. Find and compare vetted financial advisors serving your area, each legally bound to work in your best interest.
This is not an offer to buy or sell any security or interest. All investing involves risk, including loss of principal. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Past performance is not a guarantee of future results. There are no guarantees that working with an adviser will yield positive returns. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.
SmartAsset.com is not intended to provide legal advice, tax advice, accounting advice or financial advice (Other than referring users to third party advisers registered or chartered as fiduciaries (“Adviser(s)”) with a regulatory body in the United States). The article and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your accountant, tax, or legal advisor with regard to your individual situation.
SmartAsset Advisors, LLC (“SmartAsset”), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. SmartAsset’s services are limited to referring users to third party advisers registered or chartered as fiduciaries (“Adviser(s)”) with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. SmartAsset receives compensation from Advisers for our services. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any user’s account by an Adviser or provide advice regarding specific investments.
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Saturday’s Exclusive Article
These 3 Stocks Just Saw Major Insider Moves—Time to Be Bullish or Bearish?
Reported by Leo Miller. Published: 1/27/2026.
In Brief
- Three major names saw outsized insider activity: Interactive Brokers, Micron Technology, and AutoZone—each with a different read-through for investors.
- Micron’s large director purchase is the cleanest bullish signal in the group, while Interactive Brokers’ discretionary sale is more cautionary.
- AutoZone’s headline sale looks bearish at first glance, but the Form 4 details tie it to option exercise activity, not a conviction exit.
Interactive Brokers (NASDAQ: IBKR), Micron Technology (NASDAQ: MU), and AutoZone (NYSE: AZO) are three notable stocks that recently saw large insider trades. Micron’s purchase is a clear bullish signal for one of 2025’s best-performing stocks. However, while IBKR and AZO insiders are selling, the implications for each company differ.
IBKR Insider Initiates Big Sale After +40% Gain in 2025
Interactive Brokers is a major player in brokerage, with a market capitalization above $130 billion. The stock performed very well in 2025, delivering a total return of nearly 46%. The company posted 19% growth for the full year and saw its pretax margin reach a record high of 77%. Trading volumes were strong, and IBKR added over 1 million net new accounts — another record.
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Despite the strong 2025 results, Vice Chairman Earl Nemser is now selling. On Jan. 22 and Jan. 23, Nemser sold roughly $19 million of IBKR shares. These sales were not made under a predetermined 10b5-1 plan, so they were discretionary — typically viewed as a bearish signal. He sold at an average price near $77, slightly above the stock’s Jan. 26 closing price.
That said, insider sales don’t always reflect a lack of confidence in the business. Nemser may simply be raising cash for personal reasons rather than signaling a negative view of IBKR’s prospects.
Micron’s Insider Buy: Director Purchases Over 20,000 Shares
After a stellar 2025, U.S. semiconductor giantMicron Technology registered another notable insider trade. Micron shares skyrocketed about 240% last year as demand for memory chips used in AI systems surged, creating tight supply conditions. In 2026, shares are already up another 36% as investors continue to bet on pricing power for memory-chip makers.
Insiders are participating, too. On Jan. 13 and Jan. 14, Director Liu Teyin purchased approximately 23,200 Micron shares for roughly $7.8 million. Insider purchases are generally interpreted as bullish: they indicate confidence in the company’s future. Note, though, that shares are already about 15% above Liu’s purchase price, trading near $337.
At the same time, Micron Executive Vice President Manish Bhatia sold more than 26,600 Micron shareson Jan. 22, totaling about $10.4 million. Those sales were not under a 10b5-1 plan and occurred at an average price near $391, close to Micron’s Jan. 26 close of roughly $389. Bhatia’s sales temper some of the bullish signal from Liu’s purchase.
AZO Insider’s $11M Sale Isn’t What It Seems
AutoZone returned roughly 6% in 2025. Revenue growth has been uneven over the past four quarters, ranging from under 1% to 8%, and the company’s adjusted operating margin last quarter was about 17% — more than a 350-basis-point decline from the year-ago period. Still, the stock has started 2026 strongly, rising almost 12%.
Amid that rebound, Senior Vice President Richard Smith executed a sale. His Jan. 16 transaction amounts to more than $11 million and was not part of a 10b5-1 plan, which at first glance might look bearish.
A closer look at Smith’s Form 4 filing clarifies the situation. Smith exercised options with a strike price near $745 and sold the resulting 3,190 shares at about $3,500 per share, realizing the spread. Because these shares came from option exercises that are part of his compensation, the sale is not necessarily a negative signal — it more likely represents converting compensation into cash.
Analysts Keep Boosting MU Targets
The clearest signal among these transactions is the bullish one from Micron’s insider purchase, though investors should weigh the caveats noted above. The MarketBeat consensus price target for Micron is near $347, which implies roughly 11% downside from current levels. However, analyst targets continue to rise: several firms now have $500 targets on MU, implying nearly 29% upside.
Insider trades provide useful color, but they are best considered alongside company fundamentals, analyst views and your own investment horizon.
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Today’s editorial pick for you
Mastercard (MA) Stock: High Stakes Force Hedged Exposure Ahead of Earnings
Posted On Jan 28, 2026 by Joshua Enomoto
Mastercard (NYSE:MA) stock isn’t what you call a favorably mispriced options opportunity. If we’re being completely honest with each other, It’s structurally inefficient — and unfavorably so from the perspective of the debit-side retail trader. Because of the uncertainties clouding the card payment and financial services provider (at least in relation to the broader economy), exposure to Mastercard shares is hedged.
Table of Contents
- Earnings Could Provide a Nice Surprise
- Volatility Skew Tells the Tale for MA Stock
- Diving into a Second-Order Analysis for Mastercard Stock
- The Trade to Consider
I love sports analogies because they help simplify complex subjects. If we think of the options market in football terms, MA stock has extra blockers on the strong side of the formation. Subsequently, the defense recognizes this formation and also has defenders plugging potential holes in the strong side. Therefore, if a run does materialize in that direction, no one is going to be caught by surprise.
To be clear, the presence of extra defenders on the strong side does not mean the play won’t be successful; it’s just that it won’t be a free-flowing contrarian swing. Instead, the ball carrier is going to have to generate some “tough” yards. That’s the opportunity we have available in MA stock.
Specifically, the hedging makes Mastercard stock expensive in volatility terms. Probabilistically, I still believe there’s upside to be extracted and I’ll share the reasons why.
Earnings Could Provide a Nice Surprise
From a narrative perspective, Mastercard’s fourth-quarter earnings report could provide a positive surprise, helping to enliven sentiment. Since the start of the year, MA stock has been down nearly 9%. Investors have had to digest plenty of jitters regarding the broader economy, from elevated prices (inflation) to the higher-level concerns associated with the Trump administration’s tariffs.
Still, nothing can boot up the economic blue screen of death quite like a positive earnings report from an economic bellwether. Here, the track record should help in the confidence department.
For the Jan. 29 disclosure, Wall Street analysts are looking for earnings per share of $4.22 on revenue of $8.76 billion. In the year-ago quarter, the financial services giant posted EPS of 3.82 on revenue of $7.49 billion, beating out the consensus view of $3.69 and $7.38 billion, respectively. More importantly, going back to January 2021, Mastercard has never failed to beat on both the top and bottom lines.
That’s not to say that the trend can’t be broken. However, it’s important to keep in mind that, despite the poor technical performance, the fundamental print has been impressive.
Volatility Skew Tells the Tale for MA Stock
Where Mastercard gets a little tricky is in the volatility skew. This screener showcases implied volatility (IV) or the target security’s expected kinetic outlook across the strike price spectrum for a specific expiration date.
In the case of the Feb. 20 expiration date, IV for put options is mostly priced higher throughout the entire dispersion relative to call IV. This dynamic tells us two things. First, the far out-the-money (OTM) puts appear to imply downside insurance. Second, the deep in-the-money (ITM) puts suggest a mechanical synthetic short position, possibly to protect actual long exposure to MA stock.
However, call IV also curves upward toward the upper price boundaries, possibly inferring a dampened long exposure. Either way, what’s clear about Mastercard stock is that the smart money is directionally agnostic. They have the optionality to enjoy upside if it materializes but they’re also hedged to the hilt if the corrective cycle continues.
What does that mean for debit-side traders? Basically, both bullish and bearish convexity are expensive due to the elevated IV. In other words, traders are paying for insurance against downside and upside risk. Even so, the ultimate move in the near term may be to the positive end of the spectrum.
Diving into a Second-Order Analysis for Mastercard Stock
According to the Black-Scholes-derived expected move calculator, MA stock would be projected to land between $494.88 and $546.86 for the Feb. 20 options chain. This swing represents a 4.99% high-low spread from the current spot price.
Without getting bogged down by the math, Black-Scholes answers where a security may symmetrically land one standard deviation away from the spot price (when accounting for volatility and days to expiration). In other words, in 68% of cases, MA stock should range between approximately $495 and $547 at the end of Feb. 20.
While the above dispersion is insightful because it provides the parameters of the battlefield, it’s not very instructive in terms of likely outcomes. We have a list of possibilities rather than a list of probabilities. That distinction matters from a debit-side perspective because we must pay for the right to speculate on forward outcomes yet to materialize.
Therefore, if we covered every inch of a wide dispersion, we would risk running out of money. Instead, like a search-and-rescue team, we need to narrow our focus radius. We can do that through a second-order analysis via the Markov property.
Under Markov, the future state of a system depends solely on the current state. That’s a fancy way of saying that forward probabilities should not be independently calculated but rather assessed taking into account context. To use a simple football analogy, a 20-yard field goal is an easy chip shot. Add snow, wind and playoff pressure and these odds may change dramatically.
For MA stock, the current context is that in the trailing 10 weeks, the security printed only four up weeks, leading to an overall downward slope. Under this 4-6-D sequence, the forward 10-week returns should range between $510 and $565, with probability density peaking around $543.
What’s fascinating is that there’s not much material change expected in terms of median probability densities over the next five weeks. Therefore, the area around the $540 price point may be a statistical sweet spot for the bulls to take aim at.
The Trade to Consider
While there are several ways to express bullishness for MA stock, the one idea that stood out to me was the 547.50/550.00 bull call spread expiring Feb. 20. This wager is quite aggressive, requiring MA stock to rise through the second-leg strike ($550) at expiration to trigger the maximum payout of 138%. The breakeven price is also elevated at $548.55.
So, why bother with this trade? First, the $550 strike price is within the realistic range of the 4-6-D sequence’s forward distribution. I’m straight-up betting that a positive earnings print can help rejuvenate sentiment more robustly than usual. Second, it’s one of the nominally cheapest spreads available.
Sure, there are more probabilistically sensible call spreads that you can buy. However, because of the hedging dynamics that I shared earlier, you’ll notice that the net debits are typically very expensive, starting from around the $400 to $500 range.
With the aforementioned spread, you’re looking at a net debit of $105 for the chance to earn $145. In my opinion, that’s a much more sensible risk-reward profile.
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Hegseth Announces Pivotal Decision Regarding Harvard
February 07, 2026 Hegseth Announces Pivotal Decision Regarding Harvard
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Mid-Decade Redistricting Wave Scrambles House Map Ahead of 2026
Mid-decade redistricting—once an exception to the once-a-decade routine after each census—is now reshaping the U.S. House map in the mid-2020s. Legislatures, voters, and courts in both parties’ strongholds are reopening…
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How to Talk to Your Parents About Retirement And…
February 07, 2026
How to Talk to Your Parents About Retirement And What to Do Next
These conversations can feel awkward, but they’re essential. Here’s how to start the discussion and help your parents plan wisely for the years ahead.
If you’re lucky, your parents are heading into retirement with solid savings and a clear plan for the years ahead. But that’s not the case for everyone. If you have aging parents, you might be wondering whether they’ve saved enough or if they’ve really thought through what retirement will look like.
The reality is that many people 65 and older don’t have much to fall back on. In fact, a large number of retirees rely on Social Security for most – if not almost all – of their income, which can make retirement a lot more stressful than anyone hopes for.
Let’s look closer at a few ways you can help your parents plan for retirement as they look to the future. 
Have an open conversation
It can feel awkward to start a conversation about money if you never had it before. But it’s important to start and right now as they get close to retirement – is the time to bring it up. It would be better to do this a few years before they are set to retire. Schedule a time to talk to your parents face to face.
The first step is to get a clear picture of what you’re dealing with. For example you can review investments. Your parents should make sure their portfolios aren’t taking on unnecessary risk at a stage when preserving wealth and generating reliable returns matter most. A financial professional can help assess their current investments and make adjustments to better align with their goals.
Delaying retirement or transitioning gradually through part-time or phased retirement can provide additional income and flexibility. If needed, a second job may help bridge gaps. They should also consider postponing Social Security benefits, since waiting longer can significantly increase monthly payouts. 
Look into government assistance and savings
Even if your parents didn’t get started saving as early as they would have liked or at all – it’s never too late to start building up a financial cushion.
Helping your parents find small changes now can have a big impact on their future. It’s also a good idea to research government programs that could provide assistance to your parents now and down the road.
You might be surprised to learn they’re eligible for more programs than you expected. Start with the National Council on Aging’s Benefits CheckUp website to learn about local programs that help seniors pay for health care, food, housing, and other expenses.
Also, you can try to find areas where you can reduce expenses like subscriptions to streaming services, cable TV, magazines, and other services, or limiting expensive recreation like vacations and eating out. While these reductions likely won’t make a huge difference in your parents’ finances, they can help free up money in the short term and slowly grow their savings over time. You can mention to parents all these topics.
Access to good healthcare
Even if your parents are in great shape right now, getting older usually means dealing with more health hiccups – things like illness, falls, or unexpected injuries. Having access to good medical care that’s easy to get to and affordable will matter more and more over time. When doctors, hospitals, and other healthcare professionals are close by, your parents can focus on enjoying retirement instead of stressing about “what if” situations.
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US: 11 W 42nd Street, Suite 22 B3, New York, NY 10036
AU: Level 1, 35 Grafton St, Bondi Junction, NSW 2022
UK: Fred. Olsen House, 42 White House Road, Ipswich, IP1 5LL
*Terms and Conditions: Book from November 25, 2025 to February 9, 2026. Receive savings of up to 20% on select voyages as indicated on expeditions.com/anniversaryoffer. Applicable savings will be deducted from cabin fare after any additional applicable savings with the purchase of cabin fare. Receive 50% off the deposit due at the time of booking on select 2026 and 2027 voyages outside of final payment. Remaining deposit balance is due at the time of final payment. Additional restrictions may apply. Offers valid on new bookings only for select 2026 and 2027 departures, subject to availability and offer may be withdrawn at any time without prior notice, not applicable on airfare or extensions, and may not be combined with other offers. Call for details.
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