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Out of Whack

Delivering World-Class Financial Research Since 1999Bank of America’s CEO got this right… Why interest rates will matter in 2026… Greg Diamond’s take… Peak oil growth… Why Maduro’s takedown is so timely… The U.S. sector that will benefit…‘You shouldn’t know they exist, quite frankly’…That’s what Bank of America CEO Brian Moynihan said recently about the Federal Reserve.Moynihan discussed the central bank in a CBS interview broadcast in the sleepy week between Christmas and New Year’s. He said that while the central bank has a big role in “stabilizing the economy,” there is “too much fascination with the Fed.”As Moynihan said…We’re a country that’s driven by the private sector, by what people do, and in the businesses and the companies, small companies and large companies, medium-sized companies, and entrepreneurs and doctors and lawyers – all these people drive our economy. The idea that we are, like, hanging on the thread by the Fed moving rates 25 basis points, it seems to me we’ve gotten out of whack.He approves of the Fed coming to the “rescue” in cases like the financial crisis and the onset of the pandemic. Otherwise, the Bank of America head put it, “You shouldn’t know they exist, quite frankly.”We agree.Imagine if every investor could forget about the Fed, or any government institution for that matter. They could just focus on which people or companies were creating the best value for others. Investing would become pretty straightforward.And, indeed, it can be if you focus on just that over the long run.But plenty of people don’t do this. They might be investors at Wall Street firms looking to hit quarterly or annual benchmarks… institutional investment committees with varied interests… analysts who just want to be “right”… or individual investors chasing quick gains with leverage…They’re not trying to exclusively build long-term wealth with great companies. They’re trying to bet on what the Fed will do to “help” or “hurt” the economy by monkeying with interest rates and policy.Another Fed official was in the headlines today…This one is Stephen Miran, coiner of the “Mar-a-Lago Accord” and President Donald Trump’s hand-picked choice to be a voting Fed member. Miran said on the Fox Business Network this morning…I think policy is clearly restrictive and holding the economy back… I think that well over 100 basis points of cuts are going to be justified this year.Miran’s term as a Fed governor ends January 31. His late-2025 appointment to replace Adriana Kugler was meant to last only four months… But his words in context signal what the market is expecting from the central bank this year: falling interest rates.Current Fed Chair Jerome Powell is all but officially a goner, and his term as chair expires in May. Trump has made no secret of his desire to replace him with a “low-interest person.”Now, even with his term as chair coming to an end, Powell’s term as a Fed governor still lasts through January 2028. If Powell stays on, he could prevent Trump’s appointees from having a majority on the seven-member board.Here’s another consideration… Everyone assumes that the next Fed chair will bend to Trump’s wishes rather than make policy decisions independently from the president.But Moynihan also cautioned against this in the CBS interview, saying…The market will punish people if we don’t have an independent Fed, and everybody knows that.Remember that the Fed doesn’t control all interest rates…The Fed sets the federal-funds rate, the overnight lending rate for banks. This rate can influence other interest rates… but it doesn’t always.For instance, the central bank began cutting rates in September 2024. But mortgage rates and long-term Treasury yields rose in response because the market was concerned about inflation.As 2026 begins, Ten Stock Trader editor and technical analyst Greg Diamond says rates will again be one of the big factors he will be tracking. As he shared with his subscribers yesterday…The 30-year interest rate was in a strong uptrend from its COVID lows before peaking in 2023. Since then, it has largely gone sideways…The massive headwind of rising rates in 2022 and early 2023 has softened. On the whole, rates being mostly range bound is good for stocks. But what comes next?If it weren’t for the record-long partial government shutdown in the second half of 2025, we might have the answer already. But as Greg said…A lot of federal economic data was delayed. And as we see revisions to that data, bond traders might play “catch up” and adjust for this incoming data. What that will look like is anybody’s guess. But it’s why we’re paying attention to rates.Perhaps the labor market will turn around from here. Perhaps the economy will do better than many expect. Maybe rates will grind higher, but stocks won’t react that negatively. That’s one scenario to consider.Another possibility is inflation coming back in a big way. If that happens, rates could move sharply higher into the April/May timeframe (see the solid blue swing line in the chart). Then bonds and stocks could fall as a result.This data will give us a clue to how real businesses and the economy are performing. We’ll keep an eye on these “real” indicators at the same time we watch the Fed’s leadership change over.As regular Digest readers know well, the U.S. labor market in general has been gradually weakening for at least a year. You could even argue that some parts of the economy, like manufacturing, are in recession. Still, last year’s third-quarter GDP was reported to show 4.3% growth.As Greg mentioned, maybe everything will go perfectly. Maybe lower rates will stabilize the labor market without letting inflation get out of control. That would mean a smooth ride in the stock market.But if that doesn’t happen, investors should brace for volatility.None of this means you should buy stocks hand over fist or flee the market. But the Fed and interest rates will drive many short-term market moves all year long.More about ‘changing the global oil game’…We wrote to you yesterday about the capture of now-former Venezuelan President Nicolás Maduro. Yesterday brought knee-jerk market winners in the energy sector like Chevron (CVX) – the lone U.S. oil major with a significant presence in the country – and a few oil-infrastructure companies.Yesterday evening, Stansberry Research senior analyst Brett Eversole explored the story in his latest True Wealth Systems issue. According to Brett, the takedown of Maduro highlights a story he’d already had his eyes on: the need to tap oil reserves in countries outside the U.S., like Venezuela.As he shared, that’s because U.S. oil production growth may have already “peaked”…The actual peak in America’s oil supply has been notoriously hard to predict. Advancements in drilling and extraction have pushed supply further out than the peak-oil crowd thought possible. And the rise of electric vehicles and alternative energy sources has made it last even longer.That’s why I couldn’t believe my eyes when I saw this data…According to the U.S. Energy Information Administration, America’s oil production just reached its mathematical limit. Take a look…U.S. oil production peaked at an estimated 13.9 million barrels in the fourth quarter. And we’ll likely never see a higher watermark again…He’s not saying that these estimates imply the U.S. won’t keep producing plenty of oil. America will continue to supply more of the world’s oil than any other country… and plenty of our own to meet domestic demand.But, as Brett explained, he believes that an “era of rapid growth is over.” For years, America ramped up drilling and fracking for all the easy-to-get oil in the Permian Basin – the oil-heavy region in West Texas and New Mexico where roughly half of America’s oil reserves are sourced from. This pace of growth won’t continue.To that point, countries like China, Saudi Arabia, and Argentina are working on recreating America’s oil-producing strategies within their own borders. And this can still be good news for some U.S. companies.In this issue, Brett recommended buying shares of U.S. oil-services companies to play this trend, rather than producers. Some are already doing business in these non-American markets.Existing True Wealth Systems subscribers and Stansberry Alliance members can read the issue here and find all the details about Brett’s portfolio recommendation.Recommended Links:Your 2026 Battle PlanWall Street legend Marc Chaikin has just finished creating his 2026 battle plan – built on his own 50 years in the markets and his powerful Power Gauge system. On January 8, he will go LIVE to share it with the public for the first time. He also wants to draw your attention to an unsettling January “trigger” that could be just days away. Since 1950, it has predicted the year ahead with 100% accuracy. Save your free seat now.Executive Order 14318: The Most Important Document You’ve Never ReadThe mainstream media just missed the biggest financial story of the year… President Donald Trump signed an executive order to start unlocking an estimated $5.1 trillion in federal assets for the benefit of every American citizen. Most Americans have no idea this opportunity exists… But according to a former Trump adviser, it could trigger a historic “gold rush” for the American people. SEE WHAT THE MEDIA MISSED.New 52-week highs (as of 1/5/26): ABB (ABBNY), Applied Materials (AMAT), ASML (ASML), BHP (BHP), Century Aluminum (CENX), iShares MSCI Emerging Markets ex China Fund (EMXC), Enel (ENLAY), EnerSys (ENS), Ero Copper (ERO), iShares MSCI Italy Fund (EWI), iShares MSCI Spain Fund (EWP), iShares MSCI South Korea Fund (EWY), Expeditors International of Washington (EXPD), Fanuc (FANUY), Freeport-McMoRan (FCX), SPDR Euro STOXX 50 Fund (FEZ), Comfort Systems USA (FIX), Cambria Foreign Shareholder Yield Fund (FYLD), IQVIA (IQV), iShares U.S. Aerospace & Defense Fund (ITA), JPMorgan Chase (JPM), KraneShares Bosera MSCI China A 50 Connect Index Fund (KBA), L3Harris Technologies (LHX), Mueller Industries (MLI), Merck (MRK), Robo Global Robotics and Automation Index Fund (ROBO), Roku (ROKU), Sprott (SII), State Street SPDR Portfolio S&P 500 Value Fund (SPYV), Thermo Fisher Scientific (TMO), Taiwan Semiconductor Manufacturing (TSM), Vanguard FTSE Europe Fund (VGK), State Street Industrial Select Sector SPDR Fund (XLI), and ExxonMobil (XOM).We’ve reopened the mailbag from our holiday break. Today, Jeff Havenstein – a senior analyst for Dr. David “Doc” Eifrig – answers a question that came in stemming from Doc’s series of Digest essays on options trading… Do you have a comment or question? As always, e-mail us at feedback@stansberryresearch.com.“Hello, For this article in the Stansberry Digest, I have a question on the trade that was discussed below:”If the $37.50 covered calls were sold at $3.17, after you bought the 100 shares of Shell at $40, how was there more than 1.7% profit made when the stock soared and your shares were assigned (called away) at $37.50 per share; ((317 + 3750)/4000 – 1) x 100 = 1.7% as mentioned in the article? The article then mentions after the options were sold in late August for $3.17, and oil went from $68 to $80 a barrel, the covered calls closed in October for maximum profits?”Am I missing something? Your clarification would be appreciated.” – Subscriber Curt C.Jeff Havenstein comment: Here’s how the trade worked out…On August 27, 2021, we bought shares of Shell (SHEL) at $40 a share. We were paid $3.17 per share for our $37.50 calls.On October 15, 2021, we sold shares at $37.50 (the shares were called away at the strike price). So we collected $3.17 in cash, minus the $2.50 loss we took on the shares. That’s $0.67 in profits per share, and $0.67 divided by the $40 we spent to buy shares is 0.01675 – rounding to the 1.7% gain we published.We say “maximum profit” because once we’ve sold a $37.50 call, that’s the most profit we can make. We make that same profit whether shares are at $37.50 or at $38.50 or at $98.50. In Retirement Trader, we cap our upside in exchange for getting paid premium up front and taking on less risk than a shareholder.We were in this trade for 49 days. If we made this same trade every 49 days, we’d make about 13% for the year.Now, this was a very conservative trade we made by selling an option with a strike price that was far below the price of the stock. For the average trade we make in Retirement Trader, we target annualized gains of 20% or more. But this example should give you a good understanding of how we can safely generate income month after month.We can make money even if stocks fall.All the best,Corey McLaughlin with Nick Koziol Baltimore, Maryland January 6, 2026Stansberry Research Top 10 Open RecommendationsTop 10 highest-returning open stock positions across all Stansberry Research portfolios. Returns represent the total return from the initial recommendation.InvestmentBuy DateReturnPublicationAnalystMSFT Microsoft02/10/121,524.8%Stansberry’s Investment AdvisoryPorterMSFT Microsoft11/11/101,481.3%Retirement MillionaireDocADP Automatic Data Processing10/09/08962.2%Extreme ValueFerrisBRK.B Berkshire Hathaway04/01/09788.5%Retirement MillionaireDocGOOGL Alphabet12/15/16679.9%Retirement MillionaireDocWRB W.R. Berkley03/15/12655.8%Stansberry’s Investment AdvisoryPorterALS-T Altius Minerals03/26/09549.9%Extreme ValueFerrisAXP American Express08/04/16523.9%Stansberry’s Investment AdvisoryPorterAFG American Financial10/11/12500.9%Stansberry’s Investment AdvisoryPorterSII Sprott01/11/18477.8%Extreme ValueFerrisPlease note: Securities appearing in the Top 10 are not necessarily recommended buys at current prices. The list reflects the best-performing positions currently in the model portfolio of any Stansberry Research publication. The buy date reflects when the editor recommended the investment in the listed publication, and the return shows its performance since that date. To learn if a security is still a recommended buy today, you must be a subscriber to that publication and refer to the most recent portfolio.Top 10 Totals4Stansberry’s Investment AdvisoryPorter3Extreme ValueFerris3Retirement MillionaireDocTop 5 Crypto Capital Open RecommendationsTop 5 highest-returning open positions in the Crypto Capital model portfolioInvestmentBuy DateReturnPublicationAnalystWSTETH/USD Wrapped Staked Ethereum12/07/182,394.2%Crypto CapitalWadeBTC/USD Bitcoin11/27/182,331.2%Crypto CapitalWadeQRL/USD Quantum Resistant Ledger01/19/211,034.5%Crypto CapitalWadeONE/USD Harmony12/16/191,032.3%Crypto CapitalWadePOL/USD Polygon02/26/21649.3%Crypto CapitalWadePlease note: Securities appearing in the Top 5 are not necessarily recommended buys at current prices. The list reflects the best-performing positions currently in the Crypto Capital model portfolio. The buy date reflects when the recommendation was made, and the return shows its performance since that date. To learn if it’s still a recommended buy today, you must be a subscriber and refer to the most recent portfolio.Stansberry Research Hall of FameTop 10 all-time, highest-returning closed positions across all Stansberry portfoliosInvestmentDurationGainPublicationAnalystNvidia (NVDA)^*5.96 years1,466%Venture Tech.LashmetMicrosoft (MSFT)^12.74 years1,185%Retirement MillionaireDocInovio Pharma. (INO)^1.01 years1,139%Venture Tech.LashmetRocket Lab (RKLB)^2.35 years1,034%Venture Tech.LashmetSeabridge Gold (SA)^4.20 years995%Sjug Conf.SjuggerudBerkshire Hathaway (BRK-B)^16.13 years800%Retirement MillionaireDocIntellia Therapeutics (NTLA)1.95 years775%Amer. MoonshotsRootRite Aid 8.5% bond4.97 years773%True IncomeWilliamsPNC Warrants (PNC-WS)6.16 years706%True Wealth SystemsSjuggerudMaxar Technologies (MAXR)^1.90 years691%Venture Tech.Lashmet^ These gains occurred with a partial position in the respective stocks. * Editor Dave Lashmet closed the first leg of this Nvidia position in November 2016 for a gain of about 108%. Then, he closed the second leg in July 2020 for a 777% return. And finally, in May 2022, he booked a 1,466% return on the final leg. Subscribers who followed his advice on Nvidia could’ve recorded a total weighted average gain of more than 600%.Stansberry Research Crypto Hall of FameTop 5 highest-returning closed positions in the Crypto Capital model portfolioInvestmentDurationGainPublicationAnalystBand Protocol (BAND)0.31 years1,169%Crypto CapitalWadeTerra (LUNA)0.41 years1,166%Crypto CapitalWadePolymesh (POLYX)3.84 years1,157%Crypto CapitalWadeFrontier (FRONT)0.09 years979%Crypto CapitalWadeBinance Coin (BNB)1.78 years963%Crypto CapitalWadeYou have received this e-mail as part of your subscription to Stansberry Digest. If you no longer want to receive e-mails from Stansberry Digest click here.Published by Stansberry Research.You’re receiving this e-mail at peter.hovis@gmail.com. Stansberry Research welcomes comments or suggestions at feedback@stansberryresearch.com. This address is for feedback only. For questions about your account or to speak with customer service, call 888-261-2693 (U.S.) or 443-839-0986 (international) Monday-Friday, 9 a.m.-5 p.m. Eastern time. Or e-mail info@stansberryresearch.com. Please note: The law prohibits us from giving personalized financial advice.© 2026 Stansberry Research. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited without written permission from Stansberry Research, 1125 N Charles St, Baltimore, MD 21201 or stansberryresearch.com.Any brokers mentioned constitute a partial list of available brokers and is for your information only. Stansberry Research does not recommend or endorse any brokers, dealers, or investment advisors.Stansberry Research forbids its writers from having a financial interest in any security they recommend to our subscribers. All employees of Stansberry Research (and affiliated companies) must wait 24 hours after an investment recommendation is published online – or 72 hours after a direct mail publication is sent – before acting on that recommendation.This work is based on SEC filings, current events, interviews, corporate press releases, and what we’ve learned as financial journalists. It may contain errors, and you shouldn’t make any investment decision based solely on what you read here. It’s your money and your responsibility.

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Judge Lets Lawsuit Against RFK Jr., CDC Proceed

January 06, 2026

TODAY IN HISTORY President Franklin D. Roosevelt speaks of Four Freedoms, outlining freedom of speech and worship and freedom from want and fear. 1941 TOP STORIES Judge Lets Lawsuit Against RFK Jr., CDC Proceed SHARE*     READ MOREUS Announces Revision of American Citizenship Tests SHARE*     READ MORE >>> US Strengthens Its Influence in Latin America The Monroe Doctrine is back, and the United States is making this clear with Secretary of State Marco Rubio saying, “This is our hemisphere—and President Trump will not allow our… Crossroads        WATCH NOWThe Venezuela Operation: Why the Maduro Raid Is Only the Beginning Crossroads        WATCH NOWHEALTH Why So Many Kids and Teens Are Anxious and Depressed–What We Can Do SHARE*       READ MOREDon’t Toss Your Christmas Tree–Make a Medicinal Pine-Infused Oil Instead SHARE*       READ MOREINSPIRING A Birthday Party for Every Special Child SHARE*       READ MORESponsored by Gan Jing World  [GJW SUBSCRIBER] Explore secrets of the Bible, from Noah’s Ark to David and Goliath, with expert testimony, experiments, location filming, and dramatic reenactments. Check out NOW EPOCH BUY The Best Way to Repair Cavities? Just Chew This Gum Every Day SHARE*       READ MORELIFESTYLE New Year, New Dishes: Soup’s On! and We Have Some Tasty Recipes to Share SHARE*       READ MOREEPOCH FUN Freecell SolitaireArrange cards by suit in ascending order to win.PLAYSpot the DifferenceFind the differences between 2 images.PLAYWord WipeCreate words to eliminate tiles.PLAY

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Performance day of reckoning is here for AI marketing…

Curated analysis of emerging trends and strategic insights to guide your investing journey.

Performance day of reckoning is here for AI marketing – RAD Intel at $0.85/share – Ad Budgets are tight and guesswork is expensive. RAD Intel’s AI shows brands what performs before they spend, powering F1000 campaigns, recurring 7-figure deals and 2x+ sales heading into 2026. Backed by Adobe & Fidelity Ventures, and over 14K investors already. Shares at $0.85. More Info ➔ Disclosure: This is a paid advertisement for RAD Intel`s Regulation A Offering. Please read the offering circular at https://invest.radintel.ai/.Bill Gates, Marjorie Taylor Greene Bet On The Same 5 Stocks: Some Might Surprise You A trust founded by Bill Gates and the investment portfolio of Congresswoman Marjorie Taylor Greene share five stocks in common. More Info ➔You Voted for Trump. You Didn’t Vote for This… – Ad Markets in chaos-stocks wiped out, tariffs from the 1930s, agencies collapsing. But it’s not random: Trump’s “GREAT RESET” is a four-year plan to reset markets, risking $10T in value. Discover if your retirement is in danger and learn the one trade that could turn $1,000 into $29,000 by the end of 2026. Watch this urgent message nowTrump Claims US Has ‘Captured’ Venezuelan President Maduro And His Wife In ‘Large Scale Strike’— What To Know (UPDATED) Trump said the U.S. had captured Venezuela’s President Nicolas Maduro and his wife and flown them out of ?the country after a “large scale strike.” More Info ➔Alaska Airlines pilot who safely landed plane after panel blew out says Boeing unfairly blamed him The Alaska Airlines pilot who has been universally praised as a hero for safely landing a jet after a shortly after takeoff is suing Boeing because he believes the plane maker wrongly tried to blame him and the rest of the crew in past legal filings. More Info ➔Wall St Legend: AGI Arrives Q1 2026. The Power Grab Started Months Ago. – Ad While retail buys Nvidia at all-time highs, institutions position into something else. Why? AI needs POWER. Louis Navellier, who spent 46 yrs Wall St. and called Nvidia at $1, reveals that his grading system shows where the money is REALLY flowing. Companies you’ve never heard of. Stocks the media never covers. Before Stage 3 begins… Click here for the full story.Why Venezuela’s Vast Oil Reserves Could Reshape US Energy Winners And Losers — Three Stocks To Watch The evolving U.S.–Venezuela standoff is drawing renewed attention from energy markets, as investors weigh how shifts in sanctions, diplomacy and oil policy could ripple through American companies. More Info ➔Cathie Wood Dumps $11 Milllion Worth Of Tesla Stock While Doubling Down On These Notable Crypto Plays On Thursday, Cathie Wood-led Ark Invest made significant trades involving Tesla Inc. (NASDAQ:TSLA), Coinbase Global Inc. More Info ➔On January 15, a powerful new law signed by President Trump will trigger a radical shift in America’s money system…– Ad When a small group of private companies – not the Fed – will perform a major mint of a new kind of money. And those who act before this new system fully kicks in could see gains as high as 40X by 2032. But those who fail to prepare will be blindsided by this sea change to the U.S. dollar. More Info ➔Trump’s Net Worth Skyrockets, Pelosi’s Stock Picks, Russia’s Claims And More: This Week In Politics Donald Trump’s net worth surged by $500 million in one day due to a rise in shares of Trump Media & Tech Group. More Info ➔Warren Buffett Of Canada Bets Big On Under Armour: Is UA Stock Really Turning The Corner? Prem Watsa, known as the “Warren Buffett of Canada,” has made a large bet on Under Armour, indicating he sees the company as undervalued. More Info ➔Trump Signals “End of M.A.G.A.” – Ad Trump’s new mission: Make America Wealthy Again. And according to ex-CIA advisor Jim Rickards, the U.S. is sitting on a $150 trillion fortune–enough to make every family millionaires. Discover how this hidden wealth could soon change everything. Get the full story hereAs AI Valuations Stretch, Health Care ETFs Step Into The Growth Spotlight Health care ETFs are positioned to benefit this year from weight-loss drug growth and defensive appeal as investors rotate away from AI stocks. More Info ➔Asian shares are mixed in quiet holiday trading after a lackluster post-Christmas day on Wall St BANGKOK (AP) — Asian shares were mixed on Monday after a lackluster post-Christmas session on Wall Street, despite a ratcheting up of tensions over Taiwan.  More Info ➔Guyana suspends mining licenses of more than 100 Brazilians in gold smuggling crackdown GEORGETOWN, Guyana (AP) — has threatened to deport more than 100 Brazilian miners and suspended their licenses after accusing them of producing large amounts of raw gold but to the government or authorized buyers. More Info ➔Johnson & Johnson Touts Encouraging Results For Experimental Lupus Treatment Johnson & Johnson reported encouraging Phase 2 results for its experimental lupus drug nipocalimab in patients with SLE. More Info ➔Donald Trump’s Cryptic Message: ‘Savor What Might Be Your Final Merry Christmas!’ President Trump delivered a cryptic message to Democrats on Truth Social on Christmas Day. More Info ➔Cathie Wood Loads Up On Tempus AI And This George Soros-Backed Company’s Stock, Dumps Roku And Shopify Shares On Monday, Jan. 5, 2026, Cathie Wood-led ark purchased Tempus AI and Kodiak AI shares while selling Roku and Shopify stock More Info ➔

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Contact UsPrivacy PolicyTerms of ServiceNo longer want to receive these emails? Unsubscribe © 2026 9153 Reseda Blvd Northridge, California 91324*Our CBD products are not for use by or sale to persons under the age of 18. All CBD products contain less than 0.3% THC per the Controlled Substances Act. These products should be used only as directed on the label. They should not be used if you are pregnant or nursing. A Doctor’s advice should be sought before using these and any supplemental dietary products. These statements have not been evaluated by the FDA. This product is not intended to diagnose, treat, cure or prevent any disease.Binoid LLC (“us”, “we”, or “our”) owns and operates the https://www.bloomzhemp.com website (our “Website”). Bloomz, also known as Bloomz Hemp, is a brand under the ownership of Binoid LLC. Bloomz takes your privacy very seriously, and is committed to protecting it through compliance with this policy. This page informs you of our policies regarding the collection, protection, use, maintenance, and disclosure of personal data when you access and use our Website https://www.bloomzhemp.com, and the choices you have associated with that data. This informs we may collect information: It does not apply to information collected by: To completely understand our policies and practices, please read this policy carefully. I you do not agree with our practices and policies, it is your choice not to use our Website. By using our Website, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://www.bloomzhemp.com. We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons. Your continued use of this site after adjustment stands as acceptance of those changes, so please check the policy frequently for updates. The last time this policy was modified will be stated at the bottom of this page. By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. The Website is not intended for individuals under the age of 18. We collect several different types of information for various purposes to provide and improve our Website to you. Personal Data. While using our Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to: The information we collect on or through our Website may include: Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to our service (including our newsletter), making orders for products, posting material, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website. Records and copies of your correspondence (including email addresses), if you contact us. Your responses to surveys that we might ask you to complete for research purposes. Details of transactions you carry out through our Website or through third-party service providers and of the fulfillment of your orders. When you place an order through the Website, we will maintain your Order Information for our records unless and until you ask us to delete this information.

The People’s Open Returns Feb 2nd

Trouble viewing email? Click here You are subscribed to this newsletter as: peterhovis@icloud.comLEARN MOREGET TICKETSMORE PROMOTIONS​The People’s Open Returns Feb 2nd! Home to the largest and most enthusiastic crowds in golf, and featuring the most iconic hole on the PGA TOUR – the famed 16th hole Coliseum – the WM Phoenix Open has become one of the most celebrated events in all of sports. From Hall of Fame champions and unforgettable moments like par-4 aces and the loudest hole in golf, to after-hours concerts, Saturday breakfast clubs, and more than $226 million raised for charity, the tournament delivers an experience unlike any other.The WM Phoenix Open returns to TPC Scottsdale February 2–8. Don’t miss the event that defines the season and captivates fans around the world. Click here to secure your tickets now! FOLLOWManage Profile | UnsubscribeTo ensure you receive our emails, please add inbox@phoenixnewtimes-insider.com to your address book. You are receiving this advertisement newsletter because you have signed up on our website or at an event, participated in a promotion, or purchased a ticket to an event. Thank you for your patronage. © 2026 Phoenix New Times, LLC. All rights reserved. 1201 E. Jefferson Phoenix, AZ 85034

This helps avoid the usual beginner mistakes

Wealth Builder Newsletter ™Hey unknown, I see the same mistakes over and over again online. People jump from idea to idea.They buy tools without direction.They quit right before things click. This lays out a cleaner path — one that avoids most of that frustration. Even if you don’t act today, it’s useful to understand how the process actually works. 👉 Take a look here Best,LarryAuthor | Wealth Builder Newsletter As a mentor in the industry, it is my mission to build a strong and successful community centered around the laptop lifestyle. This is what helped me quit my job at as a nurse and become one of the most sort after in the space. I’ve been a proponent of the digital economy for over a decade and my business seeks to help more people attain the same goals I did. The Laptop Lifestyle is about being flexible and having the ability to choose the lifestyle you want. Thousands of my students have adopted the lifestyle and have the ability to work however many hours they want and travel whenever and wherever they want to while working from their laptops. My team and I seek to empower our community to make the choices they need to attain this lifestyle. Wherever possible, we will make recommendations and provide guidance to our community so that they can learn the techniques that will bring them achievements in their chosen endeavors. Members of this email list will receive information about the latest techniques, tools, and skills that are currently being used in the space. Learning unknown skills related to starting a business can be extremely overwhelming. There is so much information out there, and most of it is of low quality. Every piece of information in my emails and the training I provide has been proven repeatedly to lead to positive outcomes. Utilizing this information will allow you to advance past the starter phase and become a true normad with whatever endeavors you choose. Besides providing tactical advice, I love discovering this new unique and extraordinary knowledge. I devote the majority of my time to furthering this cause and helping others attain the same goals I did. Any claim or statements made on any of my domains or web pages reflect the full extent of the truth, with no exaggeration or falsehoods. As much as I care about the integrity of my business, I care even more about privacy matters. We take data and privacy matters seriously. Laptop Lifestyle is owned and operated by us. We are committed to advising you of the right to your privacy and strive to provide a safe and secure user experience. Our Privacy Policy explains how we obtain, store and use personal information provided by you on our website. It also explains how we obtain and use non-personal information. By accessing and using our website, you explicitly accept, without limitation or qualification, the collection, use, and transfer of personal and non-personal information in the manner described in our Privacy Policy. Read this Policy on our website(s) carefully, as it affects your rights and liabilities under the law. Do not use this website if you disagree with how we obtain and process personal and non-personal information. This Policy applies to this website as well as all web pages the Company hosts. It regulates the processing of information relating to you and grants both of us various rights concerning your personal data. It also informs you how to notify us to stop using your personal information. We are located in the United States of America. You may be located in a country with laws that are more restrictive about collecting and using your personal information. However, by using our website, you agree to waive the more restrictive laws and agree to be governed by the laws of the United States of America. If you wish to view our official policies, please visit our website. If you have provided personal, billing, or other voluntarily provided information, you may access, review, and make changes to it via instructions found on the Website or by emailing us. To manage your receipt of marketing and non-transactional communications, you may unsubscribe by clicking the “unsubscribe” link at the bottom of any marketing email. Emails related to the purchase or delivery of orders are provided automatically – Customers may not opt-out of transactional emails. We will try to accommodate any requests related to the management of Personal Information in a timely manner. However, it is not always possible to completely remove or modify information in our databases due to auditing and legal obligations. If you have any questions about this policy or anything mentioned in the above text, simply reply to this email or visit our website to view our official policies.

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Daily Movers: Sandisk’s 1,000% Rally Gets Turbocharged by Nvidia…

Your recap for January 6, 2026  Top stories for youSandisk’s 1,000% Rally Gets Turbocharged by Nvidia CEO’s Remarks  xAI says it raised $20B in Series E funding  Musk’s xAI Closed $20 Billion Funding With Nvidia Backing  Seagate Technology (STX) Shares Skyrocket, What You Need To Know  Why Strategy (MSTR) Stock Is Down TodayView more storiesMy portfolio highlightsDay Change   +1.29%Top gainersSTXSeagate Technology330.42 +14.0%AAPAdvance Auto Parts41.36 +6.74%FLWS1-800-FLOWERS.COM4.14 +5.08%Top losersMSTRStrategy Inc157.97 -4.1%XOMExxon Mobil121.05 -3.44%XOM.MXExxon Mobil Corpo…2,180.01 -3.18%Most activesXOMExxon Mobil121.05 -3.44%CLFCleveland-Cliffs13.27 +0.53%MSTRStrategy Inc157.97 -4.1%View your portfoliosUS market highlightsS&P 500 +0.63%Dow 30 +1.05%Nasdaq +0.59%Russell 2000 +1.13%Crude Oil -2.49%Top gainersOS OneStream, Inc.23.59 +28.25%RGC Regencell Bioscie…34.11 +26.13%SNDK Sandisk Corporation347.36 +26.76%Top losersMH McGraw Hill, Inc.14.53 -12.78%SOFI SoFi Technologies…26.84 -8.34%AIG American Internat…78.33 -7.17%Most activesNVDA NVIDIA Corporation186.85 -0.68%SOFI SoFi Technologies…26.84 -8.32%PLUG Plug Power, Inc.2.39 +0.84%Yahoo Finance App: Portfolio performance, news and alerts,  stock data and all you need in a finance app. Download now.   Privacy Policy | Customer Support | Unsubscribe©2026 Yahoo Inc. All Rights Reserved.770 Broadway, New York, NY 10003