Hamster fun and information  | JULY 23, 2021 |  |
| “A healthy diet is a plan that works for you — one that includes the right types of foods in the right amounts, in a way that you can enjoy and sustain long term.”— Donald D. Hensrud, M.D., M.S. | |||||||
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Hamster fun and information 
What is Life Insurance… and Do I Need It?Note: This is a three-part series discussing life insurance, how much it costs, and which type might be best for you with helpful resources from Haven Life Insurance Agency. After this post, be sure to see Part 2 and Part 3 in the next few newsletters.
Much like filing taxes or renewing your vehicle registration, life insurance can be one of those “adulting” things you might tend to put off. But if you have loved ones who depend on your income, you owe it to yourself—or more accurately, to them—to learn about your options to avoid a potentially disastrous financial situation.
Let’s start with the basics.
What is life insurance?
A life insurance policy is a contract between an insurance company and an individual. In exchange for regular payments, the insurance company agrees to pay a lump sum of money to a designated beneficiary if the insured person dies within the terms of the contract.
There are a million different life insurance policies, but they all boil down to two main categories—termor permanent. We’ll cover these in more detail in a later newsletter, but for now, here are the main differences:
Insuring your life may sound a little morbid, but it’s a valuable component of a smart financial plan. Here’s why:
…And the list goes on. In general, life insurance isn’t really about the person who pays for the policy. It’s about protecting loved ones if the worst were to happen.
Do I need life insurance?
The best way to know if you need life insurance is to look at the people around you. Do you have loved ones who rely on your income—people who would suffer financially if you passed away? If so, then you should consider getting life insurance.
Surprisingly, that question doesn’t just apply to income-earners—consider the amount of money it would take to hire out the duties of a stay-at-home parent who unexpectedly passes away. That’s a disastrous situation no matter what, but your family could at least lessen the financial impact with life insurance.
And in some situations, single people might need life insurancetoo—specifically those with debt.
Okay but… how much does it actually cost? We’ll discuss that topic in next month’s newsletter, so don’t miss it! (Spoiler: it could be cheaper than you think.)
You aren’t replaceable, but your earnings could be. Explore Haven Life’s term life insurance options for covering your bases in a worst-case scenario. Get a Free Quote ›As part of our affiliate partnership with Haven Life, we may receive compensation if you visit their site.
Haven Term is a Term Life Insurance Policy (ICC21 Haven Term in certain states, including NC) issued by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082. In New York (DTC-NY), California (DTC-CA), and other states it is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.
Haven Simple is a Simplified Issue Term Life Insurance Policy (ICC20 HAVEN SIMPLE in certain states, including NC) issued by C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527. Privacy Policy| Unsubscribe
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Hamster fun and information If you are having trouble viewing this email, please view it in your web browser. TRILOGY® BICKFORD RANCH Introducing Trilogy®Bickford Ranch – Join the Interest List Today! Our newest 55+ resort community is coming in 2022 near Sacramento ! We’re thrilled to introduce Trilogy® Bickford Ranch!
Trilogy Bickford Ranch is set in the foothills of the Sierra Nevada Mountains just east of the highly desirable city of Lincoln and north of Rocklin. Trilogy’s newest 55+ resort community will be designed so you can make every moment matter. This new community is ideally located for outdoor adventures with nearby Folsom Lake while offering quick access to Lake Tahoe, Napa Valley, and San Francisco. Even closer to home will be the planned Resort Club, with gorgeous spaces and amenities to connect you with neighbors, make wellness a part of daily life and offer a packed social calendar to keep life fun!
Watch our new Trailer Film for a glimpse of all that awaits you at Trilogy Bickford Ranch!
Join the Interest List below to receive exclusive updates on all of the exciting announcements to come, including Info Sessions, floorplans, lifestyle programming, resort amenities, homesite releases, pricing, and more.
Sign up today – our first Info Session will take place this summer! Join Interest List America’s Most Trusted® Active Adult Resort Builder 9 Years in a Row! 
Trilogy® by Shea Homes® has been recognized as America’s Most Trusted®Active Adult Resort Builder by Lifestory Research for a historic ninth consecutive year! Trilogy also received the only 5 Star Trust Rating among 55+ shoppers in the country’s top markets.
This significant accolade is based on the Lifestory Research 2021 America’s Most Trusted® Active Adult Resort Builder study. Trilogy has achieved the highest Net Trust Quotient Score in the country since 2013, with this year’s index score the highest ever seen in the study.
“As a national builder brand at the forefront of developing lifestyle-driven 55+ and resort communities, our commitment to enriching people’s lives is founded on building innovative homes while providing a resort-caliber lifestyle to those who choose to live at any Trilogy community,” Shea Homes Active Lifestyle Communities President, Jeff McQueen, said. “The Trilogy brand is dedicated to creating exceptional communities that allow people to live happier during this exciting chapter in their lives. I’m immensely proud that we have received this recognition again from shoppers across the country. This is a testament to our ongoing mission to create communities where residents truly have the opportunity to ‘Live Happier®‘.”
Join the Movement. Live Happier®. 
Contact Us Lincoln, CA | Ph: 800.685.6494
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Dear Stakeholder,
U.S. Citizenship and Immigration Services (USCIS) recently announced that applicants seeking a change of status to F-1 (student status) no longer need to apply to change or extend their initial nonimmigrant status to prevent a gap in status while their initial F-1 change of status application is pending.
Under the new policy, USCIS said it will grant the change of status to F-1 effective the day an applicant’s Form I-539, Application to Extend/Change Nonimmigrant Status is approved. F-1 students are no longer required to “bridge the gap” by continuously applying for and obtaining status all the way up to 30 days before their academic program start date, while their initial F-1 change of status application is pending. USCIS is in the process of revising the Form I-539 instructions to reflect these changes.
The CIS Ombudsman has recommended this policy change to USCIS through leadership discussions and informal recommendations. As such, our office commends USCIS for taking this step to reduce workload redundancies and minimize costs and other barriers that impede access to immigration benefits for international students.
More Information
Visit the USCIS Changing to a Nonimmigrant F or M Student Status webpage for more information.
The CIS Ombudsman is dedicated to assisting individuals and employers seeking to resolve problems with USCIS whenever possible. For more information on our office, please visit our website.
Please complete the CIS Ombudsman Customer Satisfaction Survey. We appreciate your feedback.
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Hamster fun and information Peter Samore
KTAR
July 22, 2021PHOENIX — A recent report found Arizona’s job recovery rate coming out of the COVID-19 pandemic is 87%, only behind Idaho and Utah for the best in the nation.
The nationwide job recovery rate is 70% following mandatory closures of businesses deemed non-essential to stop the spread of the virus, according to an employment report released on July 15 from the Arizona Commerce Authority.
The strong recovery is being attributed to the Grand Canyon State’s robust economy before the pandemic hit.
“That allowed the economy during the initial months to be less impacted by the pandemic,” Doug Walls, labor market information director for the authority’s Office of Economic Opportunity, said.
Travel and tourism industries, the hardest-hit leisure, have recovered 113,000 jobs.
Arizona’s hiring in the private sector usually slows in the summer as schools close and tourism slows during excessive heat.
However, Arizona is playing catchup in 2021.
“The private sector had averaged a loss of 9,000 jobs in the month of June,” Walls said. “To see a gain of 26,000 jobs is significant.”
If COVID-19 vaccination rates improve, Walls expects full job recovery in a year.
“With rates of recovery that we had been seeing over the last couple of months, it’s possible that we reach pre-pandemic levels even before the middle of ’22,” he said.
Arizona’s labor force reached 3.6 million people in June, with 39,346 more residents working than in February of 2020.
The state’s unemployment rate slightly rose to 6.8%, indicating that more people are looking for work as government subsidies for unemployment insurance and rental assistance subside.View the full article online
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Hamster fun and information Contact Me | Media Center | Our DistrictFor Immediate ReleaseContact: Jessica LycosDate: July 22, 2021jessica.lycos@mail.house.gov
WASHINGTON D.C. – Congressman Paul A. Gosar, D.D.S. (AZ-04) issued the following statement after the Senate Committee on Energy and Natural Resources voted to allow the nomination of Tracy Stone-Manning to lead the Bureau of Land Management (BLM) to move to the full Senate for a confirmation vote.
“Today’s action by Democrat senators on the Committee on Energy and Natural Resources to allow a known eco-terrorist to be nominated to lead BLM to move forward to the Senate floor is unconscionable.
Tracy Stone-Manning worked alongside other extreme eco-terrorists who were hammering steel spikes into trees on public logging lands. This appalling and dangerous tactic, known as tree spiking, was done intentionally to damage chain saws, disable sawmill blades, and to kill or maim lumberjacks.
Ms. Stone-Manning is unfit to direct the agency whose very mission is to sustain the health of public lands for the enjoyment of present and future generations. She is so extreme even former President Obama’s BLM director opposes her nomination.
I respectfully ask Senator Sinema and Senator Kelly to reject this nomination when it comes up for a final vote,” concluded Rep. Paul Gosar.
###
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Planning Ahead for Christmas Apparel Sales
This year we’re offering two delightful Promo-Priced Christmas T-shirts you’ll want to stock up on for Fall/Winter sales, as well as charming Long-Sleeve T-shirts for the holidays by Kerusso®and Cherished Girl®.
Our Promo-Priced Christmas T-shirts shown above will inspire the entire family! They’re great for photo ops featuring all ages from grandkids to grandparents and everyone in between. Think Christmas morning around the tree in matching “Happy Birthday Jesus” Tees as pajamas, or gathering for Christmas carols in festive red “Come Adore” shirts celebrating the reason for the season.
Order now to stock these styles
in time for October-November-December sales
of popular Christmas-themed products.
(These styles ship 8.16)
Christmas 2021 “Come Adore” in Heather Red – APT3910
Christmas 2021 “Happy Birthday Jesus” in Forest Green – APT3911
Christmas 2021 “Plaid Truck” in Charcoal – LST3909
Cherished Girl “Christmas Fawn” in True Red – CGL3916
APPLY TO SELL KERUSSO TODAY >>
Net terms available for qualified customers with approved credit. Free freight offer is valid for standard ground shipping within the contiguous U.S., requires a minimum purchase of $300, and excludes displays. Standard international shipping rates apply. Orders typically ship within three business days. Apparel size upcharges apply. Licensed, promotionally-priced, seasonal, and long-sleeve items are not guaranteed and are non-exchangeable. Images used in advertisement may not always represent current inventory and availability. Other terms and conditions apply.
Kerusso, 402 Hwy 62 Spur, Berryville, AR 72616, 800.424.0943
Hamster fun and information BUY TEAM GEARSUPPORT TEAM USAULTIMATE FAN SWEEPSTAKESLAST CHANCE TO ENTER! Don’t miss out on great Team USA prizes from American Girl to Reese’s, Team USA swag and more!ENTER NOW
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Hamster fun and information Dive deeper with EV, find your new favorite playlist and more View in browserCadillac is here to elevate every partof your driving experience—even the soundtrack. As you venture out this summer, find your anthem with the Escalade Spotify® playlists full of hits and new discoveries. To start streaming, open Spotify via the link below or stream on the available Spotify In-Vehicle App.* SEE THE FUTURE OF
ELECTRIC VEHICLES UP CLOSE The bold, all-electric future of Cadillac is unfolding—and it’s all built upon a revolutionary battery system known as the Ultium Platform. This system is engineered for range, power and a fast charge. Now is your chance to see the Ultium Platform up close, only in Cadillac LIVE. Get real-time answers to any questions you have about Cadillac EVs, then set your sights on an electric future of your own. LYRIQ CREATORS SHARE
THEIR INSPIRATION 
What does it take to execute the first all-electric Cadillac SUV^? Vision. In the LYRIQ Creator Series, Interior Design Manager Tristan Murphy shares his vision behind the thoughtful, layered beauty that awaits within the cabin. Hear from him and other brilliant designers and engineers when you sign up to receive updates. CADILLAC CERTIFIED SERVICE: AUTHENTIC EXPERTISE FOR ALL Expertly trained Cadillac Certified Service technicians are backed by GM-specific tools and technology that help them know Cadillac vehicles better than anyone else. But they can put their skills to work on a wide range of maintenance and repair needs for other makes and models, too. No matter what you drive, schedule your next appointment online and take advantage of great offers on select brakes, air filters and wiper blades now through August 31.†BUILD A CADILLAC THAT
ELEVATES EVERY JOURNEY Call | Chat *Spotify app requires active Spotify account. Visit spotify.com/auto on your smartphone, tablet or computer for terms and to set up an account. Available on select model year 2018 and newer infotainment systems with compatible hardware. Select service plan required. ^Initial availability first half of 2022. †Purchase must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 9/30/2021. Limit one rebate per VIN. Allow 6 to 8 weeks for delivery of debit card. Offer ends 8/31/2021. You are receiving this email advertisement because you expressed interest in Cadillac. Unsubscribe | Copyright & Trademark | GM Privacy StatementCadillac | 100 Renaissance Center | 482.A00.MAR | Detroit, MI 48265 | 1.800.333.4CAD The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs and other marks appearing in this email are the trademarks and/or service marks of General Motors, its subsidiaries or licensors. ©2021 General Motors. All rights reserved.
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Big Crowd and Big Impact as IMSA Returns to Lime Rock Park
After a one-year absence due to the pandemic, IMSA returned to Lime Rock Park in a big way this weekend. With hotels sold out within an hour of the facility, the Connecticut circuit saw a nearly 50% increase in advance ticket sales as the track successfully hosted one of the largest gatherings in the state since the reopening process was initiated earlier this year. Crowds on both Friday and Saturday impressed as the grassy hillsides and multiple VIP hospitality locations were bursting with race fans young and old. “We could fill this place a year out, twice over,” said Kevin Bousquet of the Interlaken Inn about bookings for the IMSA event. “You could tell this year there were so many people that wanted to get out and get back to the track. There was a lot of activity all weekend long and for me, it was really great to have the racers back and staying with us. It is a great group and we have a lot of repeat customers from through the years so it was a strong weekend for us to be sure.” Long a staple event, the impact on local businesses was felt across the area. “It was a really good weekend,” said Lakeville’s Boathouse restaurant head chef Kevin Hohla. “I would say it was above normal, but of course nothing is normal right now! But it was definitely above and beyond, a very good weekend all around for us.” Saturday featured two races from IMSA, which stages sports car races around North America at tracks including Daytona International Speedway, Sebring International Raceway, and Watkins Glen International. Connecticut’s United States Senator Richard Blumenthal returned to the track to take part in the pre-event festivities, making the call to start engines ahead of waving the green flag for the race, and then going out to the hillside to shake hands and thank the fans for coming out to the track. Ahead of the races, some lucky guests had the thrill of a lifetime with a VIP fast lap of the track in one of the multiple Lime Rock Park safety cars, driven enthusiastically by instructors from the Lime Rock Park Driver Club instructors. Other fans got their chance to take to the track in a much more subdued way, with parade laps seeing lines of similar makes take to the track, including American Muscle, Porsche, Corvettes, and a special collections of cars from Miller Motorcars. Lime Rock Park recently announced that a new ownership group has acquired the track from Skip Barber, with Dicky Riegel being named as CEO for the new entity. Riegel has been a passionate supporter of Lime Rock Park since first visiting the track with his father as a young man. Barber will continue maintain an ownership stake and support the management team. The event was a significant success for the new group, and also saw the Lime Rock Park staff rise to the challenge of the unexpected during the event in partnership with IMSA. On Thursday as the IMSA teams were loading into the paddock, the two Lime Rock Park Fan Jumbotrons arrived to the track. Unfortunately, the delivery didn’t go as planned as the vehicle became stuck on the bridge to the outfield. But the IMSA staff and Lime Rock Park emergency services and operations teams jumped in to solve the issue, utilizing forklifts, some valuable insight from some long-time Lime Rock Park campers, and some teamwork to get the vehicle unstuck, make repairs and have everything ready to go again in just a few hour’s time. The track also demonstrated a rapid response to crisis on Saturday, as inclement weather initiated the IMSA emergency protocols to protect race fans, the broadcast team on site, and the event participants following lighting strikes within the proximity cone of safety. While the weather meant that the Northeast Grand Prix ended before its scheduled run time, the outcome was positive with fans being able to find safe locations. “We had a little bit of everything this weekend, and I am thrilled to have had the response we saw from our fans,” said Riegel. “It was gratifying to see so many people here to enjoy the Park, and it was fantastic to be joined by Mr. Blumenthal here once again. The IMSA teams, drivers and organization are all top-flight and it was great to have all the effort that went into planning for this event result in a great event. We learned a lot and are already looking forward to next year with IMSA.” Next on the track public event schedule is the 39th edition of the Historics Festival, which will feature racing, a concours, a car show, a VIP dinner, as well as an exhibition of a special collection of Porsche racing machines.
www.limerock.com@limerockpark
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