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RJ Hamster

Your Night Prayer

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A Night Prayer

Jesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.

Quote of the Day

“You will never enjoy the sweetness of a quiet prayer unless you shut your mind to all worldly desires and temporal affairs.” -St. Norbert

Today’s Meditation

“There is something in the name of Jesus that is awesome and fascinating. Hence the quiver of an intercessor cannot be complete without it. The name of Jesus is the seat of authority. St. Paul highlights the power that is intrinsically connected with this name when he says: “Therefore God has highly exalted Him and bestowed on Him the name which is above every name, that at the name of Jesus, every knee should bow, in heaven and on earth and under the earth, and every tongue confess that Jesus Christ is Lord, to the glory of God the Father” (Phil. 2:9-11). An invocation of this name in faith will activate the power in it to save. The kingdom of darkness is sent trembling and confused when this wonderful name is invoked. The demons shudder at the mention of the name Jesus.” —Venatius Oforka

An excerpt from The Art of Spiritual Warfare

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Examination of Conscience

The daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition.

Reflect on the victories and losses

Actively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.

Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?
In what moments did you practice virtue and moral courage?
Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?
Ask Him for the graces necessary to follow His Will more purposefully tomorrow.

Act of Contrition

O my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen.

Practice gratitude

It is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day.

Where did you feel His loving gaze upon you today?
What people or moments helped you see God in your life?
Thank God for all these moments!
Ask Him to help you recognize His blessings and providence tomorrow.

Renew your commitment to Christ

Remember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.

Thank God for the gift of His Son Jesus and our call to be His disciples.
Tell the Lord of your desire to know Christ more personally.
If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.
Pray a Hail Mary, Our Father, or another beloved prayer.

Rest with God

Praise Him, sun and moon, praise Him, all you shining stars! — Psalm 148:3

Compline

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RJ Hamster

Facts to Know Before Taking the Social Security Lump…

Carlson's Retirement Watch Weekly Retirement Reports Retirement Articles

Brought to you by Eagle Financial Publications

Facts to Know Before Taking the Social Security Lump Sum Cash Option

by Bob Carlson
Editor, Retirement Watch

06/07/2026

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Bob Carlson The Social Security Administration still is doing a disservice by coaxing applicants into taking the optional lump sum cash payment when they sign up. The beneficiaries more than pay for it over the long term.

The lump sum option isn’t new. But many applicants don’t know about it until the SSA offers it to them when they apply for benefits.

When you wait until full retirement age or later to claim Social Security retirement benefits, you have an option. You can receive a lump sum payment of up to six months of retirement benefits.

Full retirement age (FRA) is 66 for those born in 1943-1954, over age 66 on a sliding scale for those born after 1954-1959, and 67 for those born in 1960 or later. The lump sum option isn’t available to those claiming benefits before FRA.

SSA’s policy is to inform all eligible applicants about the lump sum option. Anecdotal information is that SSA employees explain the option in ways that persuade applicants to take it.

The employees might say that most people take the option or that it’s a valuable benefit. They also might ask if there’s some need or want the lump sum could help with.

Applicants usually don’t expect the offer and make a decision quickly. Some say they took the lump sum because it was offered and was too much money to pass up.

Others think it’s their money and if they can take it now, they should do so instead of leaving it with Social Security.

It is better to take the view of a friend I knew who worked for the U.S. government. Whenever he was presented with a choice of changing benefits, his first thought was, “If they’re giving me a choice, a change probably is likely to benefit them more than me.”

Despite the impression many people have, the lump sum option isn’t free. In fact, the cost can be substantial over the years. You receive Social Security retirement benefits based on a formula. It is not like an IRA or 401(k) account.

You don’t have money set aside that’s invested for you and from which your benefits, including a lump sum, are being paid.

A more important point is the cost of the lump sum. Your monthly benefits are reduced for the rest of your life. You waited until full retirement age or later to claim benefits so the monthly benefit would be higher. You partly reverse that by taking the lump sum.

If you take the maximum lump sum of six months of benefits, then your beginning monthly benefit will be computed as though you began benefits six months earlier than you really did.

For an individual who was well-paid during the working years and was planning to claim benefits at age 70, the reduction in monthly benefits is likely to be $300 to $400. That’s a permanent reduction for the rest of his or her life.

For example, Max Profits contacts Social Security and says he wants to begin benefits at age 70, receiving the maximum allowable benefit. Under his earnings history, he’s due $3,000 per month.

After hearing about the lump sum option, he chooses it. Max receives a lump sum of $17,310 (six months of his age 69½ monthly benefit). But his official beginning age for benefits is 69½ instead of 70, and his initial monthly benefits are based on that age.

He’ll receive $2,885 per month. That’s 4% less than his maximum benefits for age 70. (Remember by delaying benefits after FRA, your benefits increase 8% annually through age 70.)

The difference in the two benefits amounts is enough to pay for the base monthly Medicare Part B premium and more.

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If you’d like to find out how to position yourself TODAY ahead of this massive event scheduled for June 12, then click here now.CLICK HERE…Social Security benefits are indexed for inflation, so in the future Max loses the compounded annual inflation increases on that amount.

Also consider the effects on your spouse. As I’ve emphasized in the past, a major reason for the higher-income spouse to delay taking Social Security benefits is to maximize the amount paid to the surviving spouse, regardless of which spouse it is.

When one spouse passes away, one of the Social Security benefits coming to the household ends. Generally, the higher of the two benefits is paid to the survivor, so it’s important to maximize the amount paid to the surviving spouse. Taking the lump sum option reduces the amount the surviving spouse will receive.

Another point to consider is the lump sum could push you into a higher income tax bracket. It also might trigger or increase the Stealth Taxes, such as the tax on Social Security benefits, the Medicare premium surtax and more.

You might invest the lump sum and earn good returns. I suspect few people who take the lump sum do that. If that’s your plan, keep in mind that Social Security payments and inflation increases are guaranteed, while investment returns are not.

If you made the wrong choice and did so recently, you might be able to withdraw the benefit application and start over. Visit the Social Security website or a local office or call toll free: 800-772- 1213.

You should have copies of your original claim forms and be prepared to explain what you want to do.

The Social Security lump sum option isn’t free money or found money. You pay for it, and the longer you and your spouse live the higher that cost is going to be. The SSA reps make this point, but they don’t emphasize it or give the applicants projections that show how much the lump sum costs them over time. To a better retirement,

Bob Carlson
Editor, Retirement Watch WeeklyEditor’s Note: Right before the end of his first presidential term, Donald Trump signed a key bill into law. One that allowed Retirees and Pre-retirees to access to monthly lifetime retirement checks. Now, this has nothing to do with their social security payments…In fact, retirees can collect these Trump-backed checks on top of their social security payments. Click here to learn how.

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About Bob Carlson:

Bob Carlson Robert C. Carlson is the author of the books The New Rules of Retirementand Retirement Tax Guide, editor and investment director of the popular retirement newsletter, Retirement Watch, and editor of the free weekly e-letter, Retirement Watch Weekly. Bob is a frequent speaker at investment conferences around the country, and you can also hear Bob as a featured guest on nationally-syndicated radio shows, such as The Retirement Hour, Dateline Washington, Family News in Focus, The Michael Reagan Show, Money Matters and The Stock Doctor.

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Forget MVP, he’s going for a Triple Crown

Sunday, June 07

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SI Weekend Roundup: Knicks Bully the Spurs to Go…

SI WEEKEND ROUNDUP

Knicks Bully the Spurs to Go Up 2-0

By SI Video Staff

Chris Mannix and Evan Turner break down how the Knicks used their more experienced roster to take two wins in San Antonio against the Spurs, why Wemby looks gassed against a New York team led by narrative-changing performances from Mikal Bridges and Karl-READ MORE

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🏯 Expedition Spotlight: Japan and South Korea

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Luke 10:38-42 – Jesus Teaches Priority of Worship Over…

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Luke 10:38-42

(38) Now it came to pass, as they went, that he entered into a certain village: and a certain woman named Martha received him into her house. (39) And she had a sister called Mary, which also sat at Jesus’ feet, and heard his word. (40) But Martha was cumbered about much serving, and came to him, and said, Lord, dost thou not care that my sister hath left me to serve alone? bid her therefore that she help me. (41) And Jesus answered and said unto her, Martha, Martha, thou art careful and troubled about many things: (42) But one thing is needful: and Mary hath chosen that good part, which shall not be taken away from her.
King James Version Change email Bible version

For the word “careful” (KJV) in verse 40, the margin reads “distracted,” which is also how the NKJV translates it. In the Greek, it is the same word translated as “anxious” in Matthew 6. Anxiety distracts.

Consider doing a job under distracting conditions, when several things are competing for attention at the same time. Jesus says that no man can serve two masters (Matthew 6:24). What will happen when a person’s mind has two or more issues simultaneously vying for attention? Eventually, the person will dismiss one of them in order to pay attention to the one he chooses to give his attention to. That is the principle here. It is that simple.

If two matters work on the mind, they cannot be given equal time. The mind will shift gears so that one gets the priority over the other. We need to see this principle in relation to the Kingdom of God. By making the Kingdom of God our treasure and having a clear understanding that this principle is at work, Jesus wants us, by faith, to choose to set our will to make God’s Kingdom our first priority. It is something that we must make the choice to do.

So Jesus says to Martha , “You are distracted [troubled, worried, anxious] about many things.” There is nothing wrong with serving, but Jesus is showing that service has to give way to worship. Even if we understand that worship is a form of submissive service, it is ratcheted up several notches higher because it is service given directly to God. This is a gentle rebuke by Jesus urging Martha to leave her housework for the time and concentrate on the more urgent responsibility, because Christ would be living among them only a little while longer. Under this situation, Mary had made the right choice. She had a clearer understanding of the circumstance and made the better choice of the use of her time.

His words do not mean that Mary was any better than Martha, but in this case Martha had made the wrong choice. God thought this was important enough to inspire Luke to put it into His Word so that we could understand this principle. Jesus is not saying that one should do no housework, but rather, that Martha’s failure to follow the higher priority was doing damage to her character. There is a time to set aside the service of others in order to serve God.

— John W. Ritenbaugh

To learn more, see:
The Christian and the World (Part Eight)

Topics:

Anxiety

Distracting Conditions

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Trump storms out of NBC interview after being fact-checked…

Trump storms out of NBC interview after being fact-checked about his $1.8B ‘slush fund’ and election fraud President Trump said he would support compensating Jan. 6 rioters and urged Congress to approve a disputed $1.8 billion “anti-weaponization fund.” Newsicon News for you, Peter Elon Musk sets SpaceX IPO price in blunt message to Wall Street Companies preparing for an initial public offering normally set a price range, gauge demand on a roadshow, and negotiate a…TheStreet Russia’s Military Hackers Targeted Home Routers Across 23 States. Here’s What to Do Federal agencies disrupted the attack but were direct about what comes next. These five router security steps are the resp…CNET ‘The golden years are not golden’: Boomers are hoarding most of America’s wealth …They followed the script—work hard, buy a house, save for retirement. Now millions of boomers feel trappedFortune Jill Biden says former president will live with stage 4 cancer ‘for the rest of his life,’ has slowed …Jill Biden says former President Joe Biden will live with stage four prostate cancer for the rest of his life, noting he h…Fox News Even Trump says he doesn’t know ‘where the hell’ his own false claim about Black …President Donald Trump uses a lot of fictional statistics. He usually deploys them with a breezy confidence.CNN Chain restaurants are closing hundreds of locations across the US in 2026. See the list.Several restaurant chains, including Wendy’s, Papa John’s, and Pizza Hut, have announced plans to close locations this year.Business Insider Jodie Foster Says Martin Scorsese and Robert De Niro ‘Couldn’t Stop Giggling’ Whi…Jodie Foster reminisced about her time playing 12-year-old prostitute Iris in “Taxi Driver” alongside Martin…Variety Five injured after ferocious winds and severe storms rip through college baseball game, sending tents …Five people were injured after powerful wind gusts sent tents flying during severe storms that swept through a West Virgin…Fox Weather Kylie Jenner’s Turks and Caicos Wardrobe Gave Me a Serious Case of Wanderlust Summer just got hotterHarper’s Bazaar SpaceX’s IPO dream runs into Wall Street’s oldest test: Chart of the Day SpaceX may have scale and tech appeal — but it’s missing what Wall Street likes most.Yahoo Finance More like this Today's game Today’s game Play Crushable by Candy Crush Can you beat today?s daily puzzle? Don?t miss out. Trending now icon Trending now1. Donald Trump2. Russia-Ukraine War3. Missing Student in Japan4. Peter Phillips5. NCAA Baseball6. Morgan Wallen Pittsburgh7. Stanley Cup Final8. Anthony Head9. Simone Biles10. Memorial Tournament

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Why you can’t relax on vacation

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Why ceasefires haven’t stopped deadly strikes in Gaza, Lebanon or the Gulf NBC News · Freddie Clayton “It seems that the term ceasefire no longer really has any kind of operational meaning,” one analyst told NBC News.

5 unsung heroes who carried the memory of D-Day The New York Times · Amisha Padnani, Ash Wu Their efforts showed that courage transcends race, class and gender.

Native Americans taught colonists how to fight — and to live without kings Reason.com · Charles C. Mann Unlike in Europe, native rulers had little formal authority; they had to persuade others to follow their ideas.

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The Knicks’ moment is starting to feel inevitable theringer.com · Danny Chau How many signs does a team of destiny need? Game 2 of the NBA Finals added another to the pile.

How sports became ground zero for AI slop frontofficesports.com · Ellyn Briggs A perfect storm of factors has made the category the ideal breeding ground for lightning-fast AI content churn.

3 reasons why holidays aren’t making you more relaxed bigthink.com · Jonny Thomson If you’re going to relax, don’t do it halfway.

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This Week With Gosar

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Weekly Newsletter

June 7, 2026

House Passes Gosar Amendment to Strengthen New World Screwworm Inspections

This week, the House of Representatives passed the FY 2027 Agriculture Appropriations Act, including my amendment to provide an additional $2 million for New World Screwworm inspections at our nation’s ports of entry.

This commonsense amendment redirects a modest amount of funding from USDA administrative IT functions to the Animal and Plant Health Inspection Service (APHIS), ensuring more resources are available on the front lines to protect American agriculture.

The amendment’s inclusion comes at a critical time. Just this week, USDA confirmed the first U.S. detection of New World Screwworm in Texas, highlighting the growing threat this destructive parasite poses to livestock, wildlife, pets, and even humans.

For ranchers and farmers across Arizona and the Southwest, preventing an outbreak is far less costly than responding to one. By strengthening inspections at our borders, this amendment helps safeguard our agricultural producers, food supply, and rural economies from a serious and costly threat. I am pleased the House included this important measure in the final FY 2027 Agriculture Appropriations bill.

Protecting Arizona’s Forests and Rural Communities

This week, I participated in a House Natural Resources Subcommittee hearing on the state of our nation’s federal forests and preparations for the 2026 wildfire season.

Wildfire remains one of the greatest threats facing Arizona. Just last month, the Jones Fire near Wickenburg and the Hazen Fire near Buckeye burned within my district. While both fires were contained on state lands, Arizona’s checkerboard pattern of federal and state ownership often complicates wildfire prevention, coordination, and response efforts.

During the hearing, I questioned U.S. Forest Service Chief Tom Schultz about drought mitigation, forest health, and watershed protection in Arizona. I also raised concerns about ensuring rural communities continue to receive reliable Payments in Lieu of Taxes (PILT) and Secure Rural Schools (SRS) funding, which many counties depend upon to support schools, public safety, roads, and other essential services.

I also highlighted the devastating Dragon Bravo and White Sage fires from last year, which burned more than 200,000 acres and caused significant damage to the Grand Canyon’s North Rim and the Kaibab National Forest. These fires underscore the urgent need for better forest management and a more effective wildfire strategy.

Healthy forests are critical to Arizona’s rural communities, economy, water resources, and way of life. That is why I support efforts to reduce hazardous fuels, improve forest resilience, strengthen watersheds, and modernize outdated federal regulations that stand in the way of responsible land management.

I appreciate President Trump’s leadership in establishing the U.S. Wildland Fire Service and remain committed to advancing policies that better protect Arizona communities, our public lands, and future generations.

From Crossing the Border Illegally to the Driver’s Seat

Troubling news this week note that Border Patrol agents in the Yuma Sector recently conducted Operation Checkmate, a targeted enforcement operation aimed at identifying and removing illegal aliens operating commercial motor vehicles.

The operation resulted in 52 arrests, including 36 individuals driving semi-trucks with commercial driver’s licenses issued by California, New York, Washington, and Virginia.

That should alarm every American.

Federal law is clear: individuals who are unlawfully present in the United States should not be receiving commercial driver’s licenses. Yet states determined to undermine immigration enforcement continue finding ways to place illegal aliens behind the wheel of 40-ton trucks traveling on our highways.

The root of this problem is the Biden administration’s abuse of humanitarian parole.

Humanitarian parole was intended to be used sparingly for exceptional cases involving urgent humanitarian crises. Instead, Biden transformed it into a mass-entry program that allowed millions of foreign nationals to enter the country through the CBP One app with little scrutiny and virtually no meaningful vetting.

Rather than securing the border, the administration created a system that bypassed normal immigration procedures and flooded the country with individuals who had never been properly inspected or admitted under existing law.

Predictably, many never appeared for immigration proceedings. Yet instead of facing removal, they were granted work authorization and access to benefits while remaining in the country indefinitely.

The result was exactly what critics warned would happen: millions of people were released into the United States with little oversight, limited accountability, and no realistic plan to ensure compliance with immigration law.

Now we are seeing the consequences.

States with sanctuary policies continue issuing licenses to individuals who should not be in the country in the first place. Most have zero commercial driving experience. Others face repeated testing failures before ultimately receiving credentials. Americans are left sharing the road with drivers who never should have been authorized to operate commercial vehicles.

This is not compassion. It is recklessness.

Every state has a responsibility to protect public safety, not advance a political agenda. Issuing commercial driver’s licenses to illegal aliens places American motorists, truckers, and families at unnecessary risk.

I commend the men and women of the Yuma Sector and Customs and Border Protection for exposing this problem and taking action. I also applaud Transportation Secretary Duffy for moving to prohibit illegal aliens and parolees from operating commercial motor vehicles.

The American people deserve secure borders, enforcement of immigration law, and safe highways. The Biden administration’s open-border policies delivered the opposite.

Biological Threats at Our Border

Earlier this week, federal authorities charged two foreign nationals after they allegedly attempted to smuggle 113 vials containing deactivated monkeypoxmaterial into the United States through Detroit Metropolitan Airport. According to investigators, the men falsely described the contents of their luggage to Customs and Border Protection officers.

Thankfully, CBP caught them.

Unfortunately, this is not an isolated incident.

Over the past year, federal authorities have uncovered multiple attempts by foreign nationals to bring dangerous biological materials into the United States. As I noted in a previous newsletter, two Chinese nationals were charged last year after allegedly attempting to smuggle a destructive crop pathogen capable of devastating wheat, barley, corn, and rice production. Last December, additional Chinese nationals connected to the University of Michigan were accused of bringing biological materialscontaminated with roundworm into the country. As you may remember from last week’s newsletter, Border Patrol agents intercepted six Chinese nationals dressed in construction gear and camouflage. I rhetorically asked the question, why would these Chinese nationals attempt to illegally enter the United States through the southern border?

Taken together, these incidents reveal a troubling reality: America’s research institutions, transportation hubs, and borders remain attractive targets for foreign actors seeking access to our country, our economy, and our critical industries.

For decades, the Chinese Communist Party has engaged in espionage, intellectual property theft, and efforts to undermine American economic and national security interests. That is why heightened scrutiny of foreign nationals working in sensitive research fields is not discrimination—it is common sense.

I applaud Customs and Border Protection for intercepting these materials before they could enter the country. Their work serves as a reminder that border security is about far more than illegal immigration. It is also about protecting Americans from biological threats, agricultural sabotage, espionage, and other dangers that rarely make headlines until it is too late.

President Trump has rightly prioritized stronger border enforcement and greater scrutiny of foreign nationals seeking access to sensitive sectors of our economy and research institutions. These recent cases demonstrate exactly why that vigilance is necessary.

America’s security depends on knowing who and what is entering our country. The men and women of our Customs and Border Patrol continue to prove every day that they are one of our first and most important lines of defense.

Tweet of the Week:

Photo of the Week:

Mary Ferrari from Fort Mohave, AZ shares this great photo of a bougainvillea bush hear her home. Incredible picture, Mary. Keep sending them in!

📸 Do you want the chance for your photograph to be featured as our “Photo of the Week?” If so, send your best shots along with a brief description to Anthony.foti@mail.house.gov. Remember to include your name and where you live.

Gosar in the News and Other Must-Read Stories:

📰 National Forest Foundation: National Forest Foundation Marks National Trails Day By Highlighting Restoration Projects Nationwide

🗞 Just the News: ‘Transgender experiments on animals’ banned in NIH spending bill upon request of GOP lawmakers

📰 Politico: 2 researchers charged with smuggling mpox into the US

🗞 KJZZ: Desalinated ocean water gets one step closer to helping Arizona with drought troubles

📰 Daily Signal: California’s Slow Roll Vote-Counting Is an Outrage

⚠ Warning!! The Gosar Weekly Newsletter is meant for discerning readers with above-average intelligence. We link to interesting stories. We get stories a couple different ways: Google alerts, a third-party aggregator and sometimes readers send stuff. We don’t vouch for every publication or every author. If we link to a story, it is because of that story. The views expressed in any of the publications do not represent any promotion, endorsement or reflection of Congressman Gosar’s views. While we try our best, we cannot guarantee every news organization spouting hatred, animosity or divisiveness will be filtered from appearing in the Gosar Weekly Newsletter. We will endeavor to prevent that from happening by never linking to Fake News organizations including CNN, MSNBC, CNBC, Rolling Stone, the Arizona Republic, the Arizona Mirror, Media Matters or the New Republic. WEBSITE | UNSUBSCRIBE | CONTACT ME Share on Facebook | Share on TwitterWashington, DC Office
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