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Your Night Prayer

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Today’s Night Prayer is brought to you by Dynamic CatholicA Night PrayerJesus Christ, my God, I adore You and thank You for all the graces You have given me this day. I offer You my sleep and all the moments of this night. I place myself and all my loved ones, wherever they may be, in Your sacred side and under the mantle of Our Blessed Mother. Let Your holy angels stand watch and keep us in peace. Amen.Quote of the Day“When St. Joseph was told by the angel to flee into Egypt with Jesus and Mary, he did not worry about a dwelling-place, but set off at once as he was told.” -Bl. Anne Catherine. Emmerich Today’s MeditationAs the soil of our hearts is cleared of the big thorn bushes, we can focus more on watering and fertilizing the good desire for God… But even then, we have to keep a lookout for the return of new weeds – this is the second spiritual discipline that keeps our heart’s soil clean and rich. —Fr. John BartunekAn excerpt from 60 Days to Becoming a Missionary DiscipleJoin BEST LENT EVER for Free!Did you know…over 10,000 miracles of healing are attributed to one seemingly ordinary doorman? Did you know…four Jesuits survived the blast of Hiroshima even though they were right at ground zero? Did you know…there are over 100 saints whose bodies are incorruptible after death? It’s time to open our eyes to the miracles God is working all around us. Join us for BEST LENT EVER and together, we’ll learn about how God intervenes miraculously in human history through the lens of thirty-three mind-blowing events. Even if you think you know these stories, we’re going to reveal them in ways you’ve never considered before…Learn More Recommended ProductsDaily Roman Missal – Third Edition The Lenten Cookbook & Mother Teresa Wash the Plate Dish Towel SetExamination of ConscienceThe daily examination of conscience is an ancient Catholic practice. It’s very simple, and it’s designed to help us identify our sins and weaknesses so that we can improve and grow stronger in the spiritual life, while providing an excellent ongoing preparation for regular Confession. It consists of taking a few minutes at the end of the day to prayerfully review our actions in the light of God’s commandments, followed by the Act of Contrition. Reflect on the victories and lossesActively reflecting on the high and low points of the day can help you live more intentionally and bring a renewed sense of resolve into the following day.Review your actions, words, and thoughts today. Did you actively guard yourself against temptation? Where did sin creep in?In what moments did you practice virtue and moral courage?Were you attuned to the Holy Spirit’s promptings today? Where did you feel His inspiration?Ask Him for the graces necessary to follow His Will more purposefully tomorrow. Act of ContritionO my God, I am heartily sorry for having offended Thee, and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, Who art all good and deserving of all my love. I firmly resolve with the help of Thy grace to sin no more and to avoid the near occasions of sin. Amen. Practice gratitudeIt is God’s love that has brought you into existence and to this exact moment. Practice looking for His hand in your day. Where did you feel His loving gaze upon you today?What people or moments helped you see God in your life?Thank God for all these moments!Ask Him to help you recognize His blessings and providence tomorrow. Renew your commitment to ChristRemember: our Faith is founded upon a Person—Christ! Renew your personal love and devotion to Him.Thank God for the gift of His Son Jesus and our call to be His disciples.Tell the Lord of your desire to know Christ more personally.If possible, set an intention for your day tomorrow. Ask Our Lord to guide you in this act.Pray a Hail Mary, Our Father, or another beloved prayer.Rest with GodIn peace I will both lie down and sleep; for Thou alone, O Lord, makest me dwell in safety. — Psalm 4:8ComplineRead Now Want to reach 2.6 million Catholics? Click here to consider sponsoring future Night Prayers!

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Software’s $2-for-$1 Problem

Software’s $2-for-$1 ProblemBy Joe Austin, senior analyst, Chaikin AnalyticsPlenty of folks worry about AI eating their business… And software companies have already found out just how painful that is. The S&P North American Technology Software Index fell 15% in January. That marked its worst monthly performance since 2008. And the Power Gauge saw this coming… In our system, we measure the software space with the State Street SPDR S&P Software & Services Fund (XSW). The Power Gauge first turned “bearish” on XSW back in mid-November. And the fund has collapsed in recent months. Take a look…However, growth prospects for the software industry itself still look pretty good… Late last year, IT consulting and research firm Gartner projected that global software spending would grow by more than 15% this year. Industry forecasts project software sales will grow from around $900 billion in 2025 to about $2.9 trillion by 2035. That’s a compound annual growth rate of more than 12%. So is the current panic in the space creating opportunity… or are investors right to worry? The fear makes sense. AI will surely disrupt many parts of the software industry. But to gauge the real risk, you need to understand the economics of how software companies make money. And it all comes down to one important point many investors overlook… There’s often a big gap between when software companies book revenue and when they actually make money…Recommended Links:Until Tomorrow: Potential to 6X the Stock MarketTwo world-class analysts from our corporate affiliate Altimetry say it’s the single best opportunity they’ve seen in decades – a chance to 6X nearly every stock in the markets… with the risk profile of buying U.S. Treasurys. But it will disappear quickly. See the details here, by tomorrow.The No. 1 Move to Prepare for $10,000 GoldGold’s recent run-up has already been nothing short of historic… But it’s far from over. In fact, gold could hit $10,000 an ounce sooner than most expect – and even that might be too low an estimate. One expert has even issued a $20,000 price target. But however high gold ultimately goes, it’s critical you know how to take advantage of its next big move… by checking out the BEST possible gold stock you should buy immediately.Why the SaaS Model Is Breaking DownI started covering software stocks in the 1980s. Back then, software was a product that you bought. I even remember when it came in a box, with CDs you had to install. But today, companies sell most software via subscriptions. Customers rent rather than buy. This is what the industry calls “SaaS” – or “Software as a Service.” Today, SaaS is the way the industry does business. It’s expected that SaaS accounted for 85% of all software sales last year. It’s easy to see why SaaS is popular. There’s no massive upfront capital expenditure. Customers pay monthly or annually instead. That shifts the cost of the software from a capital expense (hard to approve) to an operating expense (easy to approve). But for software companies, this model comes with two unique risks… The first is customer acquisition cost (“CAC”). That’s how much money a company spends to acquire a new customer. The second is the payback period on that investment. That’s how long it takes for those monthly subscription payments to cover the CAC. This model works as long as growth continues. New customer revenue keeps flowing in. That covers ongoing expenses. And it creates what looks like healthy cash flow. The software company uses new customer money to fund operations while waiting for older customers to pay back those acquisition costs. But when growth stops, the results are brutal. Let’s say a company needs 18 months to recover what it spent on a customer. If people start canceling after 12 months, the company is stuck. It poured millions into customers with no payback. And CACs for software companies have soared in recent years. They’re up more than 200% since 2017. For top-quartile software companies (the most efficient of the group), the average payback period is now 15.9 months. That’s up about 30% from 12.3 months, the average payback period in 2020. Today, software companies spend about $2 for every dollar of recurring revenue they acquire. That’s a two-year breakeven timeline before factoring in ongoing service costs. The payoff is still positive for most companies. But margins are shrinking fast. The gap between what companies spend and what they earn back keeps narrowing. The SaaS model works well so long as customers stick around. But AI threatens to break that assumption – by either offering cheaper alternatives or letting companies build solutions in-house. And that’s exactly what has been sending investors running for the exits… To keep an eye on this, I’m monitoring XSW. But for now, the Power Gauge says to stay on the sidelines… XSW gets a “very bearish” rating in our system right now. Looking at its individual holdings, 56 companies are “bearish” or worse… and 71 are in “neutral” territory. Meanwhile, only 10 are “bullish” or better. Everyone worries about AI eating their business. But software companies might have the most to lose, because their entire model depends on customers sticking around for years. It’s a problem that won’t resolve itself quickly. Until we see how AI reshapes customer-retention patterns, software stocks remain higher-risk. I’m not saying that every company in the space is doomed. But right now, the Power Gauge sees much better opportunities elsewhere. Good investing, Joe AustinMarket ViewMajor Indexes and Notable Sectors  # HLD:    BULLISH    NEUTRAL    BEARISHDow 30+2.48%919 2S&P 500+1.92%125282 90Nasdaq+2.11%2450 26Small Caps+3.59%661930 296Bonds+0.07%Information Technology+4.06%2036 12— According to the Chaikin Power Bar, Small Cap stocks and Large Cap stocks are  Bullish. Major indexes are mixed.*  *  *  *Sector TrackerSector movement over the last 5 daysConsumer Staples+5.3%Industrials+4.68%Materials+4.55%Energy+4.31%Health Care+1.92%Financial+1.53%Real Estate+1.35%Utilities+0.23%Information Technology-1.91%Consumer Discretionary-2.62%Communication-3.6%*  *  *  *Industry FocusRegional Banking Services123220Over the past 6 months, the Regional Banking subsector (KRE) has outperformed the S&P 500 by +14.88%. Its Power Bar ratio, which measures future potential, is Very Strong, with more Bullish than Bearish stocks. It is currently ranked #1 of 21 subsectors.Top StocksZIONZions BancorporationAMALAmalgamated FinanciaAMTBAmerant Bancorp Inc.*  *  *  *Top MoversGainersHOOD+13.95%COIN+13.0%SMCI+11.44%TER+10.69%UAL+9.26%LosersMOH-25.51%VRSN-7.6%NWSA-7.06%FSLR-6.67%NWS-6.35%*  *  *  *Earnings ReportEarnings SurprisesUI  Ubiquiti Inc. Q2 $3.88 Beat by $0.80BIIB  Biogen Inc. Q4 $1.99 Beat by $0.37ROIV  Roivant Sciences Ltd. Q3 $-0.24 Beat by $0.07CBOE  Cboe Global Markets, Inc. Q4 $3.06 Beat by $0.11CNC  Centene Corporation Q4 $-1.19 Beat by $0.03*  *  *  *You have received this e-mail as part of your subscription to PowerFeed. If you no longer want to receive e-mails from PowerFeed, click here.You’re receiving this e-mail at pahovis@aol.com.For questions about your account or to speak with customer service, call +1 (877) 697-6783 (U.S.), 9 a.m. – 5 p.m. Eastern time or e-mail info@chaikinanalytics.com. Please note: The law prohibits us from giving personalized financial advice.© 2026 Chaikin Analytics, LLC. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited without written permission from Chaikin Analytics, LLC. 201 King Of Prussia Rd., Suite 650, Radnor, PA 19087. www.chaikinanalytics.com.Any brokers mentioned constitute a partial list of available brokers and is for your information only. Chaikin Analytics, LLC, does not recommend or endorse any brokers, dealers, or investment advisors.Chaikin Analytics forbids its writers from having a financial interest in any security they recommend to our subscribers. All employees of Chaikin Analytics, LLC (and affiliated companies) must wait 24 hours after an investment recommendation is published online – or 72 hours after a direct mail publication is sent – before acting on that recommendation.This work is based on SEC filings, current events, interviews, corporate press releases, and what we’ve learned as financial journalists. It may contain errors, and you shouldn’t make any investment decision based solely on what you read here. It’s your money and your responsibility.

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Big GOP Opposition to Nexstar; Trump Slams Bad Bunny;…

Breaking News from Newsmax.com

• Poll: Big GOP Opposition to Nexstar Merger, TV Consolidation• Trump Predicts 100K Dow by End of PresidencySpecial: This Economic Reset Will Drain Retirement Faster Than Inflation…• Trump: Bad Bunny’s Super Bowl ‘Absolutely Terrible’• Netanyahu Slams Epstein Links to Barak

This Economic Reset Will Drain Retirement Faster Than Inflation…Dear Concerned American,An urgent message…We are staring down the barrel of a global trade restructuring, and how this may affect you will be shocking.The market ups and downs are just the tip of the iceberg.President Trump’s hand has been forced to be very aggressive in his effort to save America.Unfortunately, the drastic measures that need to be taken are going to put everyday Americans under pressure during this America Reset period.Things will get worse before they get better.However, because you’re reading this now, there is hope.The America Reset Protection Plan was developed to save Americans from losing their retirement and savings while drastic measures are taken now — for a better America in the future.This asset protection plan will provide you a blueprint of opportunities for new profits, and show how to protect your current assets.Now is the time for all Americans to take action to secure their future and thrive during the America Reset.Take a few minutes to review the America Reset Protection Plan now.By clicking here, you’ll see what the America Reset Protection Plan consists of, and how it can help you to act now — instead of sitting back and hoping for the best.CLICK HERE TO YOUR SECURE THE FUTURE BEFORE IT’S TOO LATERegards,Newsmax Money

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Bad Bunny’s Super Bowl role breaks barriers and sparks…

Bad Bunny’s Super Bowl role breaks barriers and sparks debateBad Bunny’s highly anticipated halftime performance left an impression on Super Bowl LX fans with tributes to Latin American heritage.News for you, PeterPrediction: The Trump Bull Market Will Come to an Abrupt End From an Unlikely Source — the Federal Re…Wall Street’s foremost financial institutional has transformed from Wall Street’s bedrock to a stock market liability.Motley Fool Turning Point USA Super Bowl halftime show viewing figures revealedIt was a far cry from the estimated 120 million-plus that watched Bad Bunny’s historic official setThe Independent China might be beginning to back away from U.S. debt as investors get nervous about overexposure to Am…BRIC nations have been “quietly leaving the Treasury market,” ING observed in December.Fortune Vonn responds to well-wisher in first social media post after crashLindsey Vonn thanked a journalist who wished her well on social media a day after suffering a broken leg in a devastating …CBS News New Winter Storm Warnings Issued for 2 States as 24 Inches of Snow, 70 mph Winds ApproachThe National Weather Service issued two new winter weather warnings as heavy snowfall and dangerous winds combine to creat…Men’s Journal Coin shops say they’re swimming in so much silver and gold that they’re having to limit purchasesRecent volatility in the precious metals market is causing headaches for businesses that play an essential role in the cir…Business Insider Her Husband Brings In $156K, But They Struggle With Groceries Due To His $700 Monthly Vices. She Calls…Despite bringing in a $156,000 annual salary, a Chicago family is struggling to afford groceries, something the wife attri…Benzinga Trump accepts ownership of the current economy: ‘I’m very proud of it’President Donald Trump says it’s his economy nowNBC News GOP senators come to Miller’s defense after colleagues call for White House shakeupRepublican senators led by Sen. Lindsey Graham (R-S.C.) are coming to senior White House aide Stephen Miller’s defe…The Hill 90-year-old man scammed out of $814K life savings — Wells Fargo denies claim. Why you must alwa…It was all withdrawn within weeks.Moneywise More like thisToday’s gamePlay Crushable by Candy CrushA new daily puzzle is available to play now.Trending now1. Bad Bunny Halftime2. Ilia Malinin Leads Team USA To3. J.D. Vance4. Nancy Guthrie5. Donald Trump6. Jeffrey Epstein7. Lindsey Vonn8. Camilla Carr9. Charlie Puth National Anthem10. Taylor SwiftTake Yahoo News with youScan the QR code to download the app →Unsubscribe | Terms  | Privacy Policy | Help77‌0 Broa‌dway, Ne‍w York, N‍Y 10‍003© 2026 Yahoo Inc. All rights reserved.

Daily Movers: Earnings live: Kyndryl and Monday.com stocks tank,…

Your recap for February 9, 2026  Top stories for youEarnings live: Kyndryl and Monday.com stocks tank, Cleveland-Cliffs slides, Chegg drops  Stock market today: Dow ekes out fresh record, S&P 500, Nasdaq rally for 2nd day as tech bounce ba…  Bitcoin hovers near $70,000 as analyst calls sell-off ‘a mere crisis of confidence’  Big Grocery Chain Kroger Needs to Take on Walmart—So It Named an Alum Its CEO  Strategy Buys More Bitcoin as $50 Billion BTC Stash Remains UnderwaterView more storiesMy portfolio highlightsDay Change   -0.01%Top gainersFOSLFossil3.74 +9.68%FIXComfort Systems USA1,283.65 +4.34%KRThe Kroger70.1 +3.85%Top losersCLFCleveland-Cliffs12.31 -16.43%ANFAbercrombie &…92.79 -4.99%AFLAflac Incorporated113.2 -3.37%Most activesCLFCleveland-Cliffs12.31 -16.43%WMTWalmart129.02 -1.65%MSTRStrategy Inc138.44 +2.6%View your portfoliosUS market highlightsS&P 500 +0.48%Dow 30 +0.03%Nasdaq +0.88%Russell 2000 +0.84%Crude Oil +1.1%Top gainersVAL Valaris Limited83.77 +34.23%WULF TeraWulf Inc.16.68 +16.69%BLSH Bullish31.93 +16.34%Top losersKD Kyndryl Holdings,…10.55 -55.07%MNDY monday.com Ltd.76.15 -22.3%CLF Cleveland-Cliffs …12.43 -15.61%Most activesRIG Transocean Ltd (S…5.7 +5.75%NVDA NVIDIA Corporation189.84 +2.39%HIMS Hims & Hers Healt…19.3 -16.17%Yahoo Finance App: Portfolio performance, news and alerts,  stock data and all you need in a finance app. Download now.   Privacy Policy | Customer Support | Unsubscribe©2026 Yahoo Inc. All Rights Reserved.770 Broadway, New York, NY 10003

Volunteers Urgently Needed

We Need You!

Samaritan’s Purse is helping homeowners in hard-hit areas of the South slammed by the recent storm that brought snow and crippling ice to the region. Much work has been done, but there are hundreds of families who still need assistance.Volunteer

Volunteers are urgently needed in Oxford, New Albany, and Corinth, Mississippi; West Monroe, Louisiana; and McNairy County, Tennessee, to help with debris cleanup, tree work, and tarping roofs.

Sign up to volunteer and pass this email along to friends, family members, or those in your church who may be interested in serving as the hands and feet of Jesus.

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For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand that we should walk in them.
Ephesians 2:10

Franklin Graham, President

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