As much as possible, try to automate everything. This is a great way to make sure that you do not forget about a bill and can help you to be successful with your finances without having to count every penny all the time.

There are different things that you are able to automate. This can include things like bills, investing, savings, giving, and even the payment plan that you will use for your debt. Once all of those things are taken care of through automation, it is time to use whatever is leftover for some of the other financial goals that you have. This is one of the easiest methods to use, allowing you to cut down on your spending without having to think about it as much as before.