If less than perfect credit is keeping you from your goals, look no further than First Phase for help. Create the financial future you want with us. We know you’re ready to improve your credit status and invest in yourself. That’s why we report to all major credit bureaus, so your responsible financial choices could benefit you.‡
The perks of a First Phase credit card:
Build or rebuild your credit with a First Phase card†.
Receive a credit limit from $300 to $1,000. Credit limit is subject to credit approval and is based upon pre-established criteria.
Pay online or out on the town.
Get secure protection with Visa® Zero Liability policy.‡
In 3 simple steps, you can start your journey toward more financial freedom.
1.
Pay with ease online, or on the go
2.
Breathe easy with Visa® Zero Liability & Identity Protection‡.
3.
Elevate your credit with a card that reports to all major credit bureaus†.
This card is issued by The Bank Of Missouri pursuant to a license from Visa U.S.A. Inc. By using this card, you agree to the terms of the Cardholder Agreement, as amended.
†First Phase reports payment history to three major credit bureaus so it can help build your credit if used responsibly. Building credit is accomplished by keeping your balance low and paying all your bills on time every month. Late payments, missed payments, or other defaults on your account may be reflected in your credit report and may impact your ability to build credit. First Phase begins credit reporting following your first purchase or cash advance using your card.
‡Visa Zero Liability policy does not apply to transactions not processed by Visa. Cardholders must use care in protecting their card and notify First Phase immediately of any unauthorized use.
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